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*CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Waterfront homes with deep-water Gulf access are uncommon. A waterfront home built with Insulated Concrete Form (ICF) construction is a rare opportunity. Set on 52 feet of direct waterfront along Lower Grand Lagoon, this thoughtfully updated 4-bedroom, 4.5-bath residence offers 2,714 square feet designed for boating, entertaining, and everyday coastal living. Built with exceptional strength, energy efficiency, and storm resilience, this home combines quality construction with one of Panama City Beach's most desirable waterfront settings. Unlike many waterfront homes, this property offers a floor plan designed with privacy in mind. Each of the four spacious bedrooms features its own ensuite bathroom and private balcony, creating comfortable accommodations for owners and guests alike. The updated kitchen showcases quartz countertops, new and refinished cabinetry, a bold navy island, stainless steel appliances, and generous storage. The primary suite overlooks the lagoon and includes a sitting area, a walk-in closet, a private balcony, and a beautifully renovated bathroom completed in 2025. One secondary ensuite bathroom was also renovated in 2025, complementing the home's timeless finishes, including tile flooring throughout the main living areas and bamboo hardwood in select upstairs spaces. Recent improvements provide confidence for the next owner, including a 2019 roof, two HVAC systems installed in 2019, a 2025 renovation of the kitchen, primary bathroom, and one secondary ensuite bathroom, a saltwater pool deck resurfaced with a premium RevaFlex Limestone finish completed in 2026. These thoughtful investments allow the next owner to spend more time enjoying the home and less time planning future projects. Life here revolves around the water. Begin the day with coffee on the covered veranda as the sun rises over Lower Grand Lagoon, launch a paddleboard or kayak from your backyard, spend the afternoon boating to Shell Island or one of the area's favorite waterfront restaurants, then return home for a swim in the pool before heading back out for an evening cruise. Dolphins are frequent visitors, anglers regularly catch speckled trout, redfish, mangrove snapper, flounder, and mullet in the surrounding waters, and seasonal Grand Lagoon fireworks can often be enjoyed from the property. The property does not have a dock yet, offering a future owner the opportunity to design and install one tailored to their boating needs, subject to applicable permitting and approvals. Deep-water Gulf access makes this an exceptional setting for those who enjoy spending time on the water. Additional features include a two-car garage, no HOA, sprinkler system, and a location just minutes from St. Andrews State Park, Shell Island, marinas, shopping, dining, Naval Support Activity Panama City, Tyndall Air Force Base, and Northwest Florida Beaches International Airport (ECP). Short-term rentals are currently permitted in this area; however, this home has been enjoyed as a primary residence and has not been operated as a vacation rental. Buyers should verify current regulations and intended use. Some homes offer waterfront views. This home offers a waterfront lifestyle built around quality construction, thoughtful updates, and easy access to everything that makes Lower Grand Lagoon special. Whether you're boating to Shell Island, casting a line from your backyard, enjoying the morning sunrise over the lagoon, or relaxing beside the saltwater pool, this home is designed to be lived in and enjoyed for years to come. Strong construction. Deep-water Gulf access. Thoughtful updates. Exceptional waterfront living. Opportunities to own an ICF-built home on Lower Grand Lagoon are rare.
#1009862

Panama City Beach

3534 Treasure Circle

4 Beds

4 Baths

2,714 Sq.Ft.

$999,000

MLS#: 1009862

A unique opportunity presents itself to construct your custom home in the exclusive gated community of Watersound Camp Creek. This corner homesite is conveniently located at the end of a cul-de-sac and backs up to the woods with no house on one side, ensuring privacy from neighboring properties. Ownership in Watersound Camp Creek includes exclusive membership opportunities to the Watersound Club, featuring three championship golf courses, including the Tom Fazio-designed Camp Creek Golf Course and the acclaimed Davis Love III-designed The Third. Members also enjoy complimentary beach chair and umbrella service at the Gulf-front Beach Club, an expansive 11,000-square-foot wellness center, resort-style pools, exceptional tennis and pickleball facilities, and an impressive collection of private dining venues and exclusive club amenities. Don't miss this special offering!
#1009880

Watersound

Lot 104 Windsong Drive

None Beds

None Baths

0.33 acres

$1,399,000

MLS#: 1009880

WELCOME HOME! 2606 Butterfly Alley, is a magnificent property - an executives home - nestled into a highly desirable neighborhood - with a fenced, enormous, private backyard. This home was designed with functionality in mind. Generous room sizes and flowing floor plan offer 4 bedrooms / 3 bathrooms across 2,612 square feet of well-appointed living space. A key feature is the guest ensuite with bath for family members or friends to relax in spacious comfort. The home delivers a peaceful and quiet ambiance. While the overall interior layout is spacious, ready to handle day-to-day life and entertaining, the true crown jewel of this property is its unmatched, resort-style backyard setup; a private outdoor paradise. Step outside into an expansive, beautifully landscaped backyard designed for ultimate relaxation and hosting gatherings year-round: The Main Porch: from the family room, glide through the double sliders onto a covered back porch, the ideal shaded spot for your morning coffee or unwinding as the sun goes down. The Upper Patio: seamlessly extending from the porch, an open-air patio provides ample room for grilling, alfresco dining, and lounging under the open Florida sky. The Lower Patio & Custom Fireplace: take a few gentle steps down to the custom lower patio area, anchored by a gorgeous built-in fireplace. Whether you're hosting crisp autumn evening fire pit nights, roasting marshmallows, or enjoying a quiet glass of wine by the warmth of the fire, this space creates an incredible ambiance. Situated on a large, private lot with plenty of green space to make your own, this phenomenal outdoor living environment turns the backyard into an absolute extension of the home offering exceptional privacy, lush surroundings, and room to breathe. The listing information for the sale of the home has been sourced from the County Property Appraiser's website. All information provided herein is believed to be accurate but is subject to errors, omissions, or changes without notice and therefore not guaranteed. Buyer and Buyer's Broker are strongly advised to perform due diligence and independently verify all facts, square footage, property features, and zoning regulations prior to purchase.
#1009586

Crestview

2606 Butterfly Alley

4 Beds

3 Baths

2,612 Sq.Ft.

$465,000

MLS#: 1009586

Investor alert! Welcome to your ultimate turnkey investment opportunity in the highly sought-after Prominence community on 30A. This 2BR/2BA townhome comfortably sleeps six and sits directly across from The Big Chill's dining, live music, and entertainment -- including an amphitheater and Jumbotron for movie nights, SEC football and televised sporting events -- and located just minutes from 30A and the beach via Deer Lake State Park and Gulf Lakes Beach Access. Features of this stunning property include Ellijay Oak hardwood flooring, 10-foot ceilings, crown molding and tray ceilings, a fully equipped kitchen with a farm sink, quartz countertops, and stainless appliances, a natural gas cooktop, tankless water heater, private balcony, primary suite with dual vanities and a frameless glass walk-in shower, in-unit washer/dryer, and a private one-car garage. One of the most amenity-rich communities in the area with two resort-style pools (one of south side of Prominence and a zero-entry access and water jets, pergola seating, covered grills, an outdoor shower, and a fitness area on the north side. Turnkey. Low-maintenance with HOA dues covering amenities, lawn maintenance and exterior insurance and it's rental-ready. Prominence is still one of the best values on 30A. It's an ideal short-term rental, second home, or long-term investment hold on 30A. If you're looking for location, amenities, luxury finishes, turnkey and ready to start generating income, you've found your gem!
#1009897

Inlet Beach

99 E Pine Lands Loop UNIT C

2 Beds

2 Baths

1,293 Sq.Ft.

$699,000

MLS#: 1009897

WELCOME HOME! ~ Conveniently located between Hurlburt Field & Eglin AFB ~ 4 Bedrooms ~ 2 Baths ~ ROOF (2023) ~ HVAC (2019) ~ Water Heater (2018) ~ New Electrical Panel & Surge Protector (2025) ~ New Air ducts (2023) ~ Carpet upstairs (2024) ~ LVP in master bedroom (2024) ~ Kitchen is complete with stainless appliances (stove, dishwasher, microwave and refrigerator) ~ Downstairs includes master bedroom, additional bedroom, laundry, living room with FIREPLACE, kitchen & breakfast area ~ Upstairs includes 2 bedrooms and a full bath ~ Fenced backyard is flat and includes a storage room (where the water heater is at) and a yard building ~ Lots of room for pets & backyard BBQs ~ Call today for your personal tour!
#1009860

Fort Walton Beach

2618 N Windsor Lane

4 Beds

2 Baths

1,414 Sq.Ft.

$315,000

MLS#: 1009860

Experience elevated waterfront living at Marbella, one of Destin's premier harborfront residences, ideally positioned atop a scenic 35-foot bluff overlooking the iconic Destin Harbor. This beautifully renovated residence offers an exceptional vantage point with expansive Gulf, bay, and harbor views, including views toward Crab Island. Designed with both everyday comfort and entertaining in mind, the spacious three-bedroom layout includes a versatile media room that can easily serve as a fourth bedroom, home office, or flex space. Thoughtful updates throughout include new countertops in the kitchen and all bathrooms, new lighting and toilets throughout, and a newly updated kitchen appliance package featuring an induction range, microwave, and oven. Newer HVAC and water heater systems add additional peace of mind. The expansive private veranda is a true extension of the living space, capturing remarkable waterfront views from its uniquely positioned location. From morning light across the harbor to boats returning at sunset, the backdrop is constantly changing. Marbella offers an impressive collection of amenities including a 58-slip marina, waterfront resort-style pool and hot tub, fully equipped fitness center, and owners' lounge. Two assigned parking spaces and a sizable private storage unit convey with the residence. For the boating enthusiast, an exceptional 70FT BOAT SLIP is available for purchase separately in conjunction with the sale of the residence, creating a rare opportunity to pair elevated waterfront living with direct access to Destin Harbor and the Gulf beyond. Spacious, beautifully updated, and positioned to take full advantage of some of Marbella's most impressive views, this residence offers a distinctive opportunity to experience the Destin waterfront from a beautiful and unique perspective.
#1009928

Destin

770 Harbor Boulevard 8C

3 Beds

3 Baths

2,086 Sq.Ft.

$895,000

MLS#: 1009928

Lakefront Opportunity in Highly Desirable Driftwood Estates! Bring your vision and transform this well-located home into your dream residence. Nestled on a peaceful lakefront homesite, this 3-bedroom, 2-bathroom home offers an exceptional opportunity to personalize a property in one of Santa Rosa Beach's most sought-after neighborhoods. Inside, you'll find a spacious floor plan featuring a large family room with soaring ceilings and a cozy fireplace, creating an inviting gathering space. The kitchen is equipped with stainless steel appliances, a center island, and opens to the main living areas. A generous dining and living room combination is filled with natural light, offering plenty of space for entertaining. The primary suite is designed for comfort with a tray ceiling, oversized walk-in closet, dual vanities, a jetted soaking tub, and a separate walk-in shower. Step outside to a large backyard overlooking the lake, where you'll enjoy peaceful water views and added privacy. The irrigation system is supplied by its own well, helping maintain the landscaping efficiently. Driftwood Estates offers residents a community pool, clubhouse, and park, all within walking distance, while Choctawhatchee Bay is just one block away. You'll also enjoy convenient access to Grand Boulevard, Sacred Heart Hospital, world-class dining, shopping, and the sugar-white beaches of South Walton. Whether you're looking for a primary residence, second home, or investment opportunity, this home offers incredible potential in an outstanding location. With a little updating and your personal touch, this lakefront property can truly shine.
#1009895

Santa Rosa Beach

339 Loblolly Bay Drive

3 Beds

2 Baths

2,255 Sq.Ft.

$335,000

MLS#: 1009895

Waterfront living without the waterfront price! Welcome to Hidden Cove, a peaceful waterfront community on Tom's Bayou where residents enjoy a community pool, private dock with boat slips available for lease, and beautiful mature landscaping. This desirable end-unit townhome offers one of the community's most sought-after floor plans with a first-floor primary suite, soaring ceilings, abundant natural light, and a versatile loft featuring brand-new carpet. Step inside to find hardwood flooring throughout the foyer, living room, dining area, and primary bedroom, with tile in the kitchen, bathrooms, and Florida room. The spacious living area flows into the light-filled Florida room, creating the perfect space to relax, entertain, or enjoy your morning coffee. The first-floor primary suite provides convenience and privacy, while upstairs you'll find two additional bedrooms, a full bath, and a generous loft ideal for a home office, media room, or guest retreat. Brand-new carpet throughout the upstairs bedrooms, loft, and staircase gives the second level a fresh, updated feel. Additional highlights include a new water heater (2026), a two-car garage, and a location directly across from the community amenities, making it easy to enjoy the pool and waterfront dock. Whether you're looking for a full-time residence, second home, or low-maintenance coastal retreat, Hidden Cove offers a unique lifestyle just minutes from Eglin Air Force Base, shopping, dining, beaches, Conveniently located near Eglin AFB, shopping, dining, and the Emerald Coast's beautiful beaches, Hidden Cove is one of Valparaiso's hidden gems for waterfront living.
#1005763

Valparaiso

42 Hidden Cove Circle

3 Beds

2 Baths

1,544 Sq.Ft.

$274,900

MLS#: 1005763

AMAZING OPPORTUNITY! Beautifully maintained and fully furnished property offering the rare opportunity to purchase a turnkey coastal home with strong income potential in one of the Emerald Coast's most desirable locations! BEAUTIFUL COMMUNITY POOL! Thoughtfully cared for by its current owner, this home has never been placed in a rental program, allowing its new owner to establish a rental strategy from day one. RENTAL projections 100k from MULTIPLE companies highlight the potential for this property to serve as both a personal beach retreat and an income-producing investment. HUGE BACK YARD!! The home is being offered fully furnished, making the transition effortless for a buyer looking to begin enjoying the property immediately or prepare it for rental use without the additional expense and time associated with furnishing. Location is a major part of the appeal. Situated in Santa Rosa Beach, the property provides convenient access to the beaches, dining, shopping, and everything that makes the Emerald Coast such a sought-after destination for both visitors and second-home owners. For investors, the combination of a desirable coastal market, turnkey condition, established rental projections, and flexibility to create your own rental strategy makes this an opportunity worth exploring. For those seeking a second home, it offers the best of both worlds--a beautiful place to enjoy with family while creating the potential for rental income when you are away. Easy to show. Contact me to schedule a private tour and to receive the rental projections and additional investment details!
#1009878

Santa Rosa Beach

442 Gulfview Circle

4 Beds

4 Baths

2,022 Sq.Ft.

$999,999

MLS#: 1009878

Welcome to your private Silverwood Estates oasis! This contemporary all-brick 4BR/3BA home sits on just over .50 acre with NO HOA and offers the perfect blend of comfort, space and outdoor living. Hardwood and tile flow through the main living areas with carpet in the bedrooms. The living room features a fireplace and tray ceiling, complemented by a formal dining area and dedicated office space. The eat-in kitchen offers an island, stainless steel appliances and pantry. Retreat to the spacious primary suite with tray ceiling and direct access to the pool and patio. The ensuite features a double vanity, separate tub and shower, plus a generous walk-in closet. A guest bedroom and full bath are privately situated away from the other bedrooms--ideal for visitors or extended family. Step outside and escape to your own backyard retreat featuring an inground gunite pool with state-of-the-art cleaning system, covered patio with drop-down shade and an open deck perfect for soaking up the Florida sunshine. Beyond the pool is a large backyard with storage shed and plenty of room to enjoy. A 3-car garage completes the package. Whether entertaining poolside or unwinding at the end of the day, this home makes everyday living feel like a getaway!
#1009926

Crestview

6198 Hummingbird Lane

4 Beds

3 Baths

2,290 Sq.Ft.

$409,900

MLS#: 1009926

Charming 2-bedroom, 2-bath Bamboo Cottage in Latitude at Watersound, beautifully updated with thoughtful upgrades throughout. The kitchen features quartz countertops, a gas range, KitchenAid appliances, custom lighting, and a stylish backsplash, while plantation shutters and fresh interior paint add to the home's polished feel. Both bathrooms feature tile, and the home offers 8-foot oversized doors throughout, a screened-in porch, and a recently epoxied garage floor. The primary closet has also been enhanced with custom shelving for added organization and storage. Whether you're looking for a vacation getaway, an investment property, or your own Latitude at Watersound retreat, this charming cottage is ready to enjoy and make your own.
#794082

Panama City Beach

8723 Conch Shell Court

2 Beds

2 Baths

1,210 Sq.Ft.

$399,000

MLS#: 794082

Unique piece of paradise tucked away in a quiet, tranquil neighborhood directly across the bay from Tyndall Air Force Base. This well-maintained and updated 3-bedroom, 2-bath ranch-style home offers a comfortable layout with a separate living room, formal dining room, bonus den, and enclosed heated and cooled sunroom. Oversized laundry room provides storage with easy access. The primary bedroom has a bay view and it's own private entry. The nearly half-acre property features 95 feet of bay frontage with Gulf access, creating the perfect setting for waterfront living. Relax on the deck at the water's edge, fish, watch dolphins play, or simply enjoy the peaceful natural surroundings. A fish-cleaning station is conveniently located at the waterfront. The long driveway and additional parking along the property line provide plenty of space for a boat, jet skis, camper, and other recreational toys. A public boat launch is less than 2 miles away. Solar panels will be paid in full at closing, helping provide the new owners with a lower monthly power bill. Conveniently located just minutes from Tyndall Air Force Base and approximately 15 minutes from downtown Panama City, this property offers the perfect combination of peaceful waterfront living and easy access to shopping, dining, entertainment, and work. Bayfront properties with this much land, parking, and Gulf access are a rare find!
#794084

Panama City

4517 Sunset Drive

3 Beds

2 Baths

1,875 Sq.Ft.

$750,000

MLS#: 794084

Ask about OWNER FINANCING! Lowest-priced 2-bedroom, 2-bath condo south of Santa Rosa Boulevard that will SLEEP 8 with a BUNK ROOM! Seller will pay any assessment that has been levied prior to the closing date with an acceptable offer. Located at Venus by the Sea on beautiful Okaloosa Island, this spacious unit comfortably sleeps up to 8, offering plenty of room for family and guests. The current owners have enjoyed the condo exclusively for their own vacations and have never placed it on a rental program. Enjoy the laid-back island lifestyle just steps from the sugar-white sands and emerald-green waters of the Gulf of Mexico! The Venus complex features a lush courtyard with an oversized swimming pool and sunbathing deck, along with BBQ grills and picnic areas perfect for relaxing after a day at the beach. On-site recreational amenities include tennis, basketball, and shuffleboard courts. Whether you're looking for a vacation getaway, second home, full-time residence, or short-term rental investment opportunity, this condo offers plenty of possibilities. Located just minutes from Downtown Fort Walton Beach, you'll enjoy convenient access to local dining, shopping, entertainment, boating, fishing, and waterfront attractions while still enjoying the relaxed atmosphere of Okaloosa Island. Don't miss your chance to own a piece of paradise at Venus by the Sea & start enjoying the Florida Gulf Coast lifestyle! Pets are not permitted. Smoking is allowed only in designated areas
#1009868

Fort Walton Beach

885 Santa Rosa Boulevard UNIT 212

2 Beds

2 Baths

978 Sq.Ft.

$298,000

MLS#: 1009868

Quick closing incentive with rates as low as 3.49% for qualified buyers with builder's preferred lender! The Tucker plan by Harris Doyle Homes in Breakfast Point East is situated on a conservation lot with 3 bedrooms plus an office. It offers plenty of comfortable indoor and outdoor living space with a large great room and kitchen extending out to a covered lanai. The primary suite features a large tile-to-ceiling shower and walk-in closet. Breakfast Point East is a walkable and golf-cart friendly community near the Gulf! 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. This financing incentive cannot be combined with Silverton's $7,500 incentive. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.
#794083

Panama City Beach

741 Crystal Bayou Boulevard LOT 1 - TUCKER PLAN

3 Beds

2 Baths

2,011 Sq.Ft.

$524,962

MLS#: 794083

Welcome home sweet home to this BEAUTIFULLY renovated & spacious home/multigenerational property with an in-ground POOL near beaches, bases, & boat launches! This unique home is nestled on a .31/acre lot with NO HOA and offers the perfect amount of space in every room to enjoy & entertain! The large backyard provides ample space beyond the lined pool! If you are needing space and/or a separate living area for guests, then look no further! The guest quarters/mother-in-law suite is perfect for having friends/family live-in with you while having their separate quarters with a bedroom, closet, full bathroom, kitchenette, living/dining area, and it's own entry/exit to the front of the home/driveway! This home has been recently & extensively renovated throughout and features 5 bedrooms, 3 full bathrooms, and has 2,655 sq. ft. The main house features a living room, a den with a wood burning fireplace, a huge kitchen that is open to a large dining space, 3 guest bedrooms, a full guest bathroom, a primary bedroom with a gorgeous bathroom, walk-in-closet, and sliding door access from the primary bedroom to the side of the home where there is an outdoor shower and access to the backyard/pool. This sure makes it easy to let out pets at night or to come inside from taking a dip in the pool! Other BRAND NEW OR LESS THAN 2 YEAR OLD ITEMS throughout are the following: 2024 roof, gas tankless water heater, HVAC, electrical panel, windows, interior and exterior doors, added recessed lighting, all lighting fixtures & ceiling fans, window blinds, electrical panel, LVP and tile flooring, quartz kitchen countertops, kitchen backsplash, kitchen appliances, bathroom vanities & mirrors, showers, toilets, paint inside & outside, pool liner, & more! This home offers new home vibes and is a MUST SEE in person! Check out the virtual tour and the video of this home and then shedule your private showing today! *Distance from 390 Davenport Avenue to popular locations: 1.) 2.5 miles to Eglin Air Force Base - back gate 2.) 6.5 miles to Eglin Air Force Base - main gate 3.) 12.4 miles to Duke Field AF Base 4.) 13.2 miles to Hurlburt - back gate 5.) 16.5 miles to Hurlburt - main gate 6.) 16 miles to Army 7th Group Special Forces 7.) 9.5 miles to Naval Explosive Ordnance Disposal 8.) 2.4 miles to Lewis School (elementary) 9.) 2.4 miles to Lewis School (middle) 10.) 3.7 miles to Okaloosa STEMM Academy (middle) 11.) 2.3 miles to Niceville High School 12.) 3.5 miles to Rocky Bayou Christian School (elementary-high school) 13.) 4 miles to Publix 14.) 3.4 miles to Walmart 15.) 1.9 miles to Lincoln Park (playground, bay access, and public boat launch) 16.) 2.4 miles to Lions Park (picnics, bay access, and public boat launch) 17.) Destin beaches (Crystal Beach - 14.5 miles) (Henderson Beach State Park - 15.5 miles) 18.) Fort Walton Beach beaches (The Boardwalk - 13 miles) (Beasley State Park - 13.5 miles) 19.) 0.4 miles to Tradewinds Italian Restaurant 20.) 0.5 miles to Basil & Baxter's Kitchen and Cocktails 21.) 1 mile to The Boat House Landing (restaurant) 22.) 1.6 miles to Doc's Oyster Bar (restaurant)
#1009920

Valparaiso

390 Davenport Avenue

5 Beds

3 Baths

2,655 Sq.Ft.

$549,000

MLS#: 1009920

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.

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