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''Owner Financing'' with favorable terms.
This could be your new Home, or A Proven Income stream, seller has documented rental income, this is literally a Ground floor opportunity. Ground floor  Units come around once in a Blue Moon at Island Reserve. This one has that with two covered parking spaces. The unit has a bonus room that can be used as you like; often as an additional bedroom, or bunk room. This Unit is spacious with high ceilings, and an open floor design, exploiting the warm sunlight. With crown molding, wood and tile floors, granite counter tops and an updated kitchen with modern appliances. The master bedroom has a double vanity with a large tub and shower type design.  This residence features a Large laundry area that will accommodate a full size washer and dryer. The Island Reserve Community is not only modern, it is one of the most amenity rich communities in Panama City Beach, featuring an excellent fitness facility, game room, theater room with a huge screen, basketball court and volleyball courts, with a Dream Pool that features a waterfall; all wrapped up in a safe gated area with modern styling. Island Reserve allows Owners to have dogs, which is becoming increasingly rare. It is very close to our beautiful sandy beaches, and centrally located to all that is Panama City Beach, making this an attractive investment opportunity.
#794306

Panama City Beach

8700 Front Beach Road 3106

1 Beds

1 Baths

1,071 Sq.Ft.

$198,500

MLS#: 794306

*****OPEN HOUSE SATURDAY, NOVEMBER 7TH FROM 10-12PM*****Seller offering $10,000 in concessions toward buyer's closing costs, prepaids, or rate buydown!!!***** Beautiful Northshore Brick Home with Pool, Spacious Yard & Modern Updates! Welcome to this beautiful all brick residence in the highly desirable Northshore area, offering the perfect blend of comfort, space, and convenience. With 4 generously sized bedrooms and 2 full bathrooms, this home is designed for both everyday living and entertaining. The inviting family room is the heart of the home, featuring a cozy fireplace and dramatic open-beam cathedral ceiling that adds warmth and character. Sliding glass doors lead to the patio and an expansive backyard complete with a refreshing in-ground pool and new storage shed--a wonderful setting for summer gatherings, relaxing afternoons, and making memories. The large updated kitchen offers abundant cabinetry, new stainless-steel appliances, and new countertops, and opens seamlessly to a cheerful breakfast room filled with natural light. A separate formal living/dining room provides additional space for entertaining or relaxing. Throughout the home, hard flooring means no carpet, making maintenance easy and adding a clean, modern feel. Additional highlights include an attached 2-car garage, long driveway, and a large backyard with convenient RV and/or boat parking through the double gate. And for added peace of mind, the roof is only 4 years old! Outside, you'll love the huge front yard, spacious backyard, pool, and privacy this property provides. Located in a great neighborhood with convenient access to everyday amenities and desirable schools, this Northshore gem offers the space, features, and location you've been looking for. Homes with this combination of space, updates, pool, and boat/RV parking don't come along often--call today to schedule your private showing!
#794326

Lynn Haven

637 Baywood Drive

4 Beds

2 Baths

2,270 Sq.Ft.

$385,000

MLS#: 794326

Open house
One of the most uniquely positioned properties on Front Beach Road! Located at 22339 Front Beach Road- 6 beds, 6 full baths, and 2 half baths. This property sits as far West as you can get in Panama City Beach and is just a 5-minute drive to 30A. From a supply and demand standpoint, the location offers a compelling long-term advantage, as properties this far on the west end of Panama City Beach are exceptionally limited. As 30A continues to evolve and Panama City Beach continues to develop, this property presents a strong appreciation opportunity, particularly from a land-value perspective. The home generates approximately $375,000-$475,000 in annual rental revenue, offering significant income potential alongside its strategic location. Additional highlights include a private beach board, brand new exterior decks, railings, pool and parking for up to 10 vehicles. A rare opportunity to own a high-performing property in one of the most strategically positioned locations on the beach.
#794322

Panama City Beach

22339 Front Beach Road

6 Beds

6 Baths

3,600 Sq.Ft.

$4,750,000

MLS#: 794322

Experience the rare opportunity to own a brand-new custom coastal estate in the exclusive gated community of Lakeplace at Grayton Beach, ideally positioned near the beaches, dining, and lifestyle of Grayton Beach on Scenic 30A. This exceptional 5-bedroom, 5 full bath, 2 half bath residence offers luxury, privacy, and a large lot, rarely found this close to the beach. Set on nearly half an acre, the home encompasses approximately 5,686 square feet of heated and cooled living space with just under 10,000 square feet under roof. Designed for both everyday comfort and grand-scale entertaining, the floor plan blends timeless coastal architecture with elevated modern finishes. The exquisite master suite is thoughtfully located on the main level, offering a private retreat complete with generous proportions, refined finishes, and a spa-inspired bath designed for relaxation and comfort. Upstairs, four spacious guest suites each feature their own private en suite bathrooms, providing exceptional comfort and privacy for family and visitors alike.

The expansive outdoor living area is a true private retreat, featuring a large pool, spacious sun deck, covered lounge areas, and outdoor kitchen--perfect for hosting family and friends or enjoying quiet evenings after a day at the beach. Additional highlights include a three-car garage, oversized driveway, generous guest accommodations, and the peace of mind that comes with brand-new construction.

Tucked along the shores of Western Lake and neighboring Grayton Beach State Park, the community offers a rare blend of coastal and lakefront living. Residents enjoy a serene, low-density setting with access to a shared dock and pier, ideal for paddleboarding, kayaking, or simply taking in the natural beauty. The neighborhood also features a community pool and convenient connectivity to Scenic 30A, placing dining, shopping, and beach access just moments away. With limited rental activity, the atmosphere remains peaceful and private--equally suited for a full-time residence or a refined second home retreat
#1010149

Santa Rosa Beach

393 Wilderness Way

5 Beds

5 Baths

5,686 Sq.Ft.

$6,299,000

MLS#: 1010149

Welcome to your dream beach house! Located just one block from the beautiful beach, this stunning home boasts 2 bedrooms and 2 baths on the main second floor, with an additional 3rd bedroom and 3rd bath located underneath.

As you step inside, you'll immediately notice the bright and airy feel of the home, with natural light flooding in through the windows. The spacious living room is perfect for entertaining guests.

When it's time to retire for the evening, you'll love retreating to one of the two cozy bedrooms on the main floor.

Downstairs, the third bedroom and bathroom provide the perfect guest suite or additional living space. And best of all, the beach access is protected and will never be built on, ensuring that you can enjoy the pristine beauty of the beach for years to come.

Don't miss out on the opportunity to own this amazing beach house – schedule a showing today!
#740012

Port St Joe

7121 Americus Avenue

3 Beds

3 Baths

1,216 Sq.Ft.

$599,900

MLS#: 740012

This quintessential beach cottage in WaterSound West Beach boasts three beds, four-and-a-half baths and lots of hidden extras. Fully furnished, it's designed to comfortably accommodate 14 guests. Completed in 2020 to a design by R.W. Lowe Architecture, this attractive coastal retreat was built to the highest standards by Ryan Harp Construction. With two primary suites, a bunk area and a fun-filled game arcade on the second floor, it's ideal as a full-time residence or as a vacation home with rental potential. Leave your vehicles on the twin parking pads and head inside. The open floor plan is designed for seamless indoor/outdoor living, whether you're enjoying a peaceful break or entertaining family and friends. Bathed in natural light, the spacious living area has designated areas for cooking, dining and relaxing. Shiplap walls, airy 10-foot ceilings and gorgeous wood flooring enhance this attractive space, all lit by designer lighting. The pristine white kitchen is very much a part of the social space, with an expansive quartz-topped breakfast bar. Five stools invite social conversation over long, cool drinks and tasty snacks. This well-appointed space has ample storage, KitchenAid professional appliances and a generous six-burner stove beneath an oversized hood. Beyond the sitting area, French doors open onto a sunny screened porch. It's a place for relaxing and enjoying the peaceful, sun-dappled views of the preserved woodland. Imagine breakfast outdoors accompanied by the sound of birdsong as you plan the day's activities. Return in the evening for sunset cocktails after rinsing off sandy feet under the outdoor shower. The cottage includes a first-floor master suite for living all on one level, if required. Four built-in bunks make good use of the flex space on the second-floor landing, and there's still room for a comfy sofa and a wall-mounted TV. The adjoining bathroom with artisan tile adds another practical touch. Tucked around the corner, the gaming arcade is sure to be popular with kids of all ages. The second-floor master suite also makes good use of space with a king-sized bed, a reading area and additional space for a desk. Beneath the sloping eaves, the third bedroom is furnished with two queen beds. Another pristine ensuite bathroom provides private facilities for visiting guests. This serene coastal retreat includes a garage housing a six-seat golf cart for getting around. Feel the breeze in your hair as you explore winding boardwalks lined with mature pines, play golf or visit the beautiful beach, all within this exclusive gated community. Residents and guests can also enjoy the heated resort-style community pool with shady cabanas, outdoor grills and a cozy fire pit for toasting s'mores.
#1010160

Santa Rosa Beach

207 Anchor Rode Circle

3 Beds

4 Baths

2,603 Sq.Ft.

$1,995,000

MLS#: 1010160

Highly sought after Sandpiper Village 4 Bedroom condo, where your insurance is included in your HOA dues. Located on the 10th fairway of the Links course, this nicely remodeled condo includes an upgraded kitchen with beautiful quartz countertops, upgraded bathrooms, flooring, and much more. This rare condo is standalone, with no shared walls, and generated $100k in 2025 as a vacation rental. Includes two golf carts for easy access to the pools, the beach, Grand Boulevard, and all the other amenities that Sandestin has to offer. 
The resort boasts more than seven miles of sugar-white sand beach and bayfront property, four championship golf courses, 15 world-class tennis courts, 19 swimming pools, a 123-slip marina, water sports, children's programs, a fitness center and spa,
#1010167

Miramar Beach

736 Sandpiper Place 10525

4 Beds

3 Baths

1,988 Sq.Ft.

$830,000

MLS#: 1010167

Charming 4-bedroom, 2-bath bungalow tucked away in the Villa Tasso community, just outside Niceville city limits with convenient access to the Mid-Bay Bridge and Destin. Enjoy the covered front porch overlooking a wooded area across the street. Inside, the bright, open floor plan connects the kitchen, dining and living areas with neutral finishes and no carpet throughout. The split-bedroom layout provides added privacy, with the primary suite featuring a private bath, dual sinks and walk-in shower. Additional features include Hardie plank siding, a durable metal roof, whole-home generator and solar panels to be paid off at closing. A great combination of space, efficiency and convenient access to Niceville and Destin!
#1010145

Niceville

239 County Line Road

4 Beds

2 Baths

1,582 Sq.Ft.

$329,900

MLS#: 1010145

A newer home, an enviable Watersound Origins address, and a lifestyle that extends well beyond your front door. Built in 2023, this 4BR/2.5BA home offers the ease of a newer residence with the advantage of being in an established community - so you can enjoy the home and everything around it now, without waiting on a new build.

The Huff Homes ''Brigette'' floor plan was designed for the way people live today, with a bright, open layout connecting the kitchen, dining, and living spaces. 10' ceilings and 8' interior doors enhance the sense of space, while LVP flooring throughout the main living areas offers a clean, contemporary look that is easy to maintain. Tile flooring in the bathrooms adds durability and style, while quality finishes throughout complete the home's polished look.

At the heart of the home, the kitchen brings both style and function with a generous center island, quartz countertops, stainless steel appliances, subway tile backsplash, and a dedicated pantry. The primary suite offers a private retreat with dual vanities, a frameless glass walk-in shower, and a walk-in closet. A dedicated laundry room adds everyday convenience.

Outside, the screened porch creates an easy transition to the fenced backyard, giving you a comfortable place to enjoy the outdoors. The two-car garage provides ample room for vehicles, a golf cart, and additional storage. Beyond the home itself, Watersound Origins offers a lifestyle that is hard to replicate. Lawn maintenance is included, while residents have access to an exceptional collection of amenities including the Village Commons pool, fitness center and clubhouse, tennis, pickleball, basketball, walking and biking trails, unlimited golf, green space, and dock access to Lake Powell. Watersound Origins Town Center is close by for Publix, dining, healthcare, personal services, farmers markets, and community events.

For those who want to take the Watersound lifestyle even further, Origins homeowners have the opportunity to upgrade to Watersound Club membership, opening access to an expanded collection of private amenities and experiences, including the Watersound Beach Club, Camp Creek Golf Club, award-winning golf, tennis, pools, wellness offerings, and more.

Here, the appeal is not simply the home itself. It is the combination of newer construction, thoughtful design, exceptional community amenities, and a location that puts the best of Inlet Beach within easy reach. The best way to appreciate this home is to see it for yourself - schedule your private showing today.
#1010144

Inlet Beach

120 Suwannee Drive

4 Beds

2 Baths

1,957 Sq.Ft.

$759,000

MLS#: 1010144

This 4-bedroom, 3-bath home in Windswept Estates gives you 2,739 square feet, a 3-car garage, dedicated office, separate guest suite and a .67-acre lot backing directly to the 18-hole Windswept Dunes Golf Course. Some homes just have a little more to offer--and 492 Club House Drive is one of them. Walk through the front door and you'll immediately notice how open the home feels. The kitchen, dining and living areas flow together into one large gathering space, with tall ceilings, crown molding, luxury vinyl plank flooring and plenty of natural light. The shiplap fireplace with wood mantel gives the living room a great focal point, while the windows across the back draw your eye straight to the golf course beyond. The kitchen offers granite countertops, abundant cabinetry and a large peninsula with seating, but wait until you see the butler's pantry, it may end up being one of your favorite spaces in the house, with butcher block countertops, cabinetry and rows of open shelving. Groceries, small appliances, serving pieces--you finally have somewhere to put all the things! The rest of the floor plan is just as well thought out. A dedicated office filled with natural light gives you a comfortable, ready-to-go workspace, while the guest suite has its own full bath and private exterior entrance--adding even more flexibility to the space. The laundry room delivers too, with cabinetry, countertop workspace and even more storage. Fresh interior paint, updated lighting and ceiling fans, recessed lighting and updated bathroom fixtures add to the home's move-in-ready feel.

Outside, the .67-acre lot gives you room to enjoy the property, with the rolling fairway of Windswept Dunes creating the backdrop. You'll also find established landscaping, seamless gutters and a smart irrigation system you can control from your phone. And don't underestimate that 3-car garage--there's room for vehicles, a golf cart and all the extras. Windswept Estates offers a community pool, clubhouse, playground, pavilion and sports courts, along with the 18-hole Windswept Dunes Golf Course. Freeport shopping and dining are nearby, and Santa Rosa Beach and the Gulf beaches are approximately 20 minutes away. The photos will get your attention, but the space, setting, and golf course backdrop are even better in person. Come take a look at 492 Club House Drive.
#1010128

Freeport

492 E Club House Drive

4 Beds

3 Baths

2,678 Sq.Ft.

$624,900

MLS#: 1010128

This beautiful recently upgraded 4 bedroom home on a HUGE corner lot in the heart of Fort Walton Beach is a must see! A spacious living room leads into the dining and kitchen areas with a patio door overlooking a the large fenced in back yard. Updated cabinets, backsplash, appliances, and countertops make for the perfect backdrop for family dinners and get togethers.  This older home feels modern on the inside! Bonus: Large yard building on a slab in backyard for additional storage! Check this house out! Roof is approx 5 years old!
#1010164

Fort Walton Beach

21 NW Jonquil Avenue

4 Beds

2 Baths

1,264 Sq.Ft.

$289,000

MLS#: 1010164

This stunning 4-bedroom, 3-bath Truland Built home sits on an expansive, private 0.87-acre lot in the gated community of Windswept Estates.

Thoughtfully designed for both everyday living and effortless entertaining, this home features an open floor plan, three-car garage with built in storage, gourmet kitchen with upgraded appliances, quartz countertops, upgraded lighting and plumbing fixtures throughout, a doorless tiled primary shower, and dual custom primary closets. Custom pull out drawers with soft close cabinets makes cooking in this kitchen a pleasure! Throughout the main living areas, remote-controlled motorized roller shades provide both convenience and privacy.

Energy efficiency is a standout feature with a ZERO BALANCE solar panel system designed to dramatically reduce electric costs, nearly eliminating the monthly electric bill. The home is also energy efficient and smart-home compatible, adding modern convenience to an already impressive list of upgrades. Motion-sensor lighting adds another thoughtful touch of convenience and functionality. Whole home exterior surveillance allows owners the extra peace of mind while both on property and away!

Step outside and discover your own private outdoor oasis. The expansive 1,300-square-foot outdoor living area features a screened lanai enclosure with custom tailored pool/spa combination, with built in sitting area and water feature; creating the perfect setting for your dedicated outdoor living and dining spaces.  25 Solar Panels fuels 3 banks that store electricity to heat the pool as well as power the home, acting as a generator should the home be off grid. Whether you're hosting friends or enjoying a quiet evening at home, every detail has been thoughtfully considered, and is ready for you to move in and start enjoying the lifestyle that awaits!

Newly installed instant water heater, and water purification system fitted at sink and fridge for new buyers maximum benefit and enjoyment. Under cabinet lighting and brand new KitchenAid microwave with upgraded FridgidAire appliances in kitchen creates an ultimate high end cooking experience. 

Located in a gated golf course and swimming community, Windswept Estates offers the best of both worlds--peaceful privacy on nearly an acre while keeping you just 30 minutes from the sugar-white sand beaches of the Gulf Coast.
#1010155

Freeport

190 Tournament Lane

4 Beds

3 Baths

2,369 Sq.Ft.

$735,000

MLS#: 1010155

Welcome to Lily Pad, a charming 3-bedroom, 3-bath beach cottage offering 1,788 square feet in the gated Gulf-front community of Carillon Beach. Set in the western portion of the neighborhood, this inviting coastal retreat combines relaxed cottage style with excellent access to the beach and an impressive collection of community amenities.

The home's soft seafoam exterior, crisp white trim, white picket fencing and brick-paved approach create classic Carillon curb appeal, while the covered front porch offers a welcoming place to enjoy morning coffee or unwind after a day at the beach. Inside, abundant windows bring in natural light, and hardwood flooring, crown molding and a fresh coastal palette give the interiors an easy, timeless feel. The open living and dining areas are designed for comfortable gathering, while the kitchen offers ample cabinetry, stainless appliances and a practical layout for everyday living or vacation stays. A first-floor bedroom adds flexibility, and the spacious bunk room expands sleeping capacity for family and guests.

Carillon Beach is prized for its gated setting and approximately 3,900 linear feet of sugar-white Gulf shoreline. From Lily Pad, owners and guests can enjoy convenient access to beach walkovers, community pools, tennis and pickleball courts, basketball, a playground, walking paths and golf-cart-friendly streets. The neighborhood is also bordered by Lake Powell and lies near Camp Helen State Park, creating a distinctive setting that feels removed from the bustle while still offering easy access to dining, shopping and the 30A corridor.

For buyers seeking a second home, vacation retreat or rental investment, Lily Pad offers a versatile opportunity in one of the Emerald Coast's most distinctive coastal communities. Spend peak season enjoying the income potential of a vacation rental, reserve your favorite weeks for family traditions, or make this charming cottage your own private beach escape. With its appealing location, flexible floor plan and sought-after Carillon Beach lifestyle, 146 Parkshore Drive is ready for its next chapter.
#794303

Panama City Beach

146 Parkshore Drive

3 Beds

3 Baths

1,788 Sq.Ft.

$1,400,000

MLS#: 794303

Move-in-ready and beautifully renovated! Discover this spacious three-bedroom, two and a half bath townhome in Panama City, offering approximately 1,736 square feet of living space. Enjoy the convenience of an updated interior without taking on a major renovation project. With comfortable living areas and room to spread out, this property offers an opportunity for buyers seeking an updated home at an approachable price.
#794311

Panama City

1824 Mallard Drive B

3 Beds

2 Baths

1,736 Sq.Ft.

$199,900

MLS#: 794311

A newer home, an enviable Watersound Origins address, and a lifestyle that extends well beyond your front door. Built in 2023, this 4BR/2.5BA home offers the ease of a newer residence with the advantage of being in an established community - so you can enjoy the home and everything around it now, without waiting on a new build.

The Huff Homes ''Brigette'' floor plan was designed for the way people live today, with a bright, open layout connecting the kitchen, dining, and living spaces. 10' ceilings and 8' interior doors enhance the sense of space, while LVP flooring throughout the main living areas offers a clean, contemporary look that is easy to maintain. Tile flooring in the bathrooms adds durability and style, while quality finishes throughout complete the home's polished look.

At the heart of the home, the kitchen brings both style and function with a generous center island, quartz countertops, stainless steel appliances, subway tile backsplash, and a dedicated pantry. The primary suite offers a private retreat with dual vanities, a frameless glass walk-in shower, and a walk-in closet. A dedicated laundry room adds everyday convenience.

Outside, the screened porch creates an easy transition to the fenced backyard, giving you a comfortable place to enjoy the outdoors. The two-car garage provides ample room for vehicles, a golf cart, and additional storage.

Beyond the home itself, Watersound Origins offers a lifestyle that is hard to replicate. Lawn maintenance is included, while residents have access to an exceptional collection of amenities including the Village Commons pool, fitness center and clubhouse, tennis, pickleball, basketball, walking and biking trails, unlimited golf, green space, and dock access to Lake Powell. Watersound Origins Town Center is close by for Publix, dining, healthcare, personal services, farmers markets, and community events.

For those who want to take the Watersound lifestyle even further, Origins homeowners have the opportunity to upgrade to Watersound Club membership, opening access to an expanded collection of private amenities and experiences, including the Watersound Beach Club, Camp Creek Golf Club, award-winning golf, tennis, pools, wellness offerings, and more.

Here, the appeal is not simply the home itself. It is the combination of newer construction, thoughtful design, exceptional community amenities, and a location that puts the best of Inlet Beach within easy reach. The best way to appreciate this home is to see it for yourself - schedule your private showing today.
#794299

Watersound

120 Suwannee Drive

4 Beds

2 Baths

1,957 Sq.Ft.

$759,000

MLS#: 794299

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