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🔥 2.25% ASSUMABLE VA MORTGAGE + SELLER INCENTIVE! 🔥

SELLER INCENTIVE WITH ACCEPTABLE OFFER! Buyer may choose an allowance toward new flooring or allowable closing costs/rate buydown, subject to lender approval. Ask about the incredible 2.25% assumable VA mortgage opportunity. This spacious single-story home offers 5 bedrooms, 3 full baths and more than 3,000 sq. ft., plus a private office, formal dining area, open-concept kitchen, covered patio and community pool.

Disclosure: The seller is a licensed real estate agent.

Crestview

408 Chickadee Street

5 Beds

3 Baths

3,112 Sq.Ft.

$449,900

MLS#: 1008375

Navarre

2149 Vine Court

4 Beds

2 Baths

2,256 Sq.Ft.

$570,000

MLS#: 1008410

This beautiful remodeled first-floor condo in the highly desirable Treasure Cove community is the best getaway on the beach and actually affordable! This immaculate 1bedroom, 1bath condo has never been used as a short-term rental and has been exceptionally maintained. Unlike many units, the former bunk area has been removed to create a spacious, open-concept living area, giving the condo a larger, more inviting feel.

The updated interior features stylish finishes, a beautifully renovated kitchen and tiled shower in the bathroom, and a move-in-ready design with nothing left to do. The first-floor location offers easy access with no elevators or stairs, making it convenient for everyday living or a weekend beach retreat.

Community features are a Lagoon FRONT Pool, Day use dockage for easy access to Shell Island, conveniently located to multiple local restaurants within walking distance. You're also surrounded by all the water sports you could imagine. Come experience Treasure Cove!

Panama City Beach

3600 Navy Boulevard D106

1 Beds

1 Baths

656 Sq.Ft.

$250,000

MLS#: 793085

This is a wonderful waterfront lot in the security gated subdivision of Leisure Lakes, just off Hwy 77. Located about 30 minutes north of Panama City, this shaded lot by oak trees has with a gentle slope down to the crystal clear water. Located on the southeast side of the lake, this is a good location to see the beautiful sunsets that other residents enjoy in the evenings. The lot has been only partially cleared so the new owner can sculpt the lot depending on the dimensions of the proposed house and decking. Docks are allowed up to 30 feet long, according to the covenants. The recreation area provides plenty to do as the photos show. The recreation area has a tennis court, basketball court, swimming pool, men's and women's restrooms, grill stations, concrete boat launch, covered pavilion and more. There is a security gate and live guards are on duty weekdays. HOA dues are $250 each year. Come enjoy lakefront living!

Chipley

4337 Leisure Lakes Drive

None Beds

None Baths

1.03 acres

$147,700

MLS#: 793071

WETLAND AND SURVEY COMPLETED. **** NEGOTIABLE****.476 acre wooded interior lot zoned R1M . Not in flood Zone so NO flood insurance required . Frontage 75 ft See photos for other GIS pertinent information . No studies or survey have been completed. Midway Water , tap fee due. There is a steam on the back side of the property
RM1 w allows single family, mobile / manufactured homes, and modular homes. Setbacks are 25' front 10% lot width, 25' rear.
NO RV'S

Gulf Breeze

TBD Charter Circle

None Beds

None Baths

0.48 acres

$60,000

MLS#: 1000820

Miramar Beach

112 Seascape Drive UNIT 1903

2 Beds

2 Baths

1,175 Sq.Ft.

$545,000

MLS#: 1008419

Rarely on the market, this newly renovated direct bay front home awaits you with a 2.75% assumable mortgage. No HOA and fully furnished. Great investment home! Rented first time in summer of 2026 averaging $1,000 to $1,500 per night! Wake up to a waterfront oasis, with a private dock& boat lift. Carriage house and 3 car garage plans are included. Walk into luxury with real wood flooring throughout the house, and beautifully designed interior. High end finishings in the kitchen, gas stove, wine closet, marble fireplace, & marble tiles from floor to ceiling in all bathrooms with waterfall quartz countertops in the kitchen & master bathroom. Rooms are equipped with remote controlled window treatment, easy access to the unparalleled sunrise rays & sunset hues. Master bedroom features a large walk-in closet, washer/dryer & a breathtaking view. The home features a 2-car garage, a luscious yard, hot tube over looking the bay and two saunas. one on the second floor balcony and one inside the garage.
Home insurance is $8,200 and flood insurance is $1,800 annual. Seller is a licensed broker.

Santa Rosa Beach

353 Bay Circle Drive

5 Beds

3 Baths

2,611 Sq.Ft.

$2,200,000

MLS#: 1008273

Palm Paradise 30A is a professionally designed, fully furnished B-unit townhome in the highly desirable Prominence community along Scenic Highway 30A. Thoughtfully curated with elevated coastal interiors and custom designer finishes, this turnkey residence offers the perfect blend of luxury, comfort, and investment potential.

Originally enjoyed as the owner's private residence, the home showcases a level of quality rarely found in vacation rentals. The light-filled open-concept living area features warm wood flooring, curated furnishings, designer lighting, and a soft neutral palette, complemented by a custom-painted brick accent wall, built-in dining banquette, and bespoke details that create a warm, sophisticated atmosphere for everyday living and effortless entertaining.

The beautifully appointed kitchen offers upgraded countertops, custom hardware, abundant cabinetry, premium lighting, and a spacious center island that flows seamlessly into the dining and living areas.

Upstairs, the spacious primary suite provides a relaxing retreat with a king bed and spa-inspired ensuite. A queen guest bedroom and thoughtfully designed bunk room featuring two built-in bunk beds comfortably accommodate family and guests, allowing the home to sleep up to eight.

Offered fully furnished and move-in ready, this exceptional property includes the highly sought-after two-car garage plus two additional driveway parking spaces--a rare convenience along 30A.

Perfectly positioned directl across from The Big Chill, residents enjoy walkable access to restaurants, shopping, entertainment, and seasonal events. Centrally located between Seaside and Rosemary Beach, Prominence also offers resort-style amenities, including two community pools, a fitness center, and easy access to 30A's renowned beaches, bike paths, dining, and shopping.

Whether you're seeking a primary residence, second home, or income-producing investment, Palm Paradise 30A presents an exceptional opportunity to own one of Prominence's most thoughtfully designed and beautifully appointed homes

Inlet Beach

48 Milestone Drive B

3 Beds

2 Baths

1,679 Sq.Ft.

$950,000

MLS#: 1008350

#1008332

Miramar Beach

38 Garden Bay Court

3 Beds

3 Baths

1,810 Sq.Ft.

$11,000

MLS#: 1008332

The site features 225 feet of frontage and is zoned C-3, which allows for outside storage and most commercial uses. The property is high and dry, with all utilities already available on-site, including a grinder station. This location offers excellent visibility and traffic, with nearly 20,000 cars passing by daily. Additionally, it is situated across from two large marinas and in close proximity to St. Andrews State Park. Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE

Panama City

4010 Thomas Drive

None Beds

None Baths

0.44 acres

$649,000

MLS#: 1001914

Panama City Beach

4010 Thomas Drive

None Beds

None Baths

N/A

$649,000

MLS#: 1002200

Have you been searching for the perfect waterfront getaway or future homesite? This beautiful 2-acre property, located just steps from Berrian Lake Landing in the Quail Hollow subdivision, offers scenic water views and easy access to the Choctawhatchee River, making it an ideal location for fishing, boating, and enjoying the outdoors.

The mostly fenced property includes two usable storage sheds, a covered carport, barn, and a pole barn with a lean-to that has been used to shelter an RV and features a handicap-accessible ramp. The RV conveys at no assigned value.

According to the seller, the property has two wells, two septic systems, and a separate electrical hookup at a cleared area of the property. Buyers should verify the condition and functionality of all improvements, as their condition is unknown.

Located in Flood Zone AE, this unique property offers endless possibilities for a weekend retreat, recreational property, or future homesite near the water. Per Walton County Zoning- zoned conservation which will allow one future home to be built or mobile home to be placed. (Buyer to confirm with county what is allowed to be built and to necessary code standards.)

Don't miss this opportunity--schedule your private showing today!

Ponce De Leon

129 Landing Road

None Beds

None Baths

2.19 acres

$45,000

MLS#: 793040

Panama City

4010 Thomas Drive

None Beds

None Baths

0.44 acres

$649,000

MLS#: 789152

The site features 75' feet of frontage and is 85' deep & zoned C-3, which allows for outside storage including RV's & Boats. The property is high and dry, with all utilities already available on-site. Flood Zone ''X''

You can build Duplex units or multi - story rental for seasonal rentals

Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE

Panama City

4010 Thomas Drive Lot 3

None Beds

None Baths

0.15 acres

$249,000

MLS#: 789156

#792684

Panama City Beach

4301 Bay Point Road 476

2 Beds

2 Baths

1,300 Sq.Ft.

$259,000

MLS#: 792684

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