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NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here!

The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline.

Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!
#983991

Panama City Beach

122 Monterey Avenue

4 Beds

2 Baths

1,848 Sq.Ft.

$1,000,000

MLS#: 983991

Owning at ENDLESS SUMMER means enjoying 'endless fun!'- Beach Access #70 to the sandy shores of the GULF is across from the entrance of the Endless Summer parking lot. This complex has TWO large POOLS, available grills for those special meals, several recreational amenities and a landscaped courtyard. There is so much to do here. The new businesses in the area include McGuire's Irish Pub, Top Golf and Dolly Parton's Pirates Voyage Dinner Theater-- Several new ventures are in store in the near future! Pier Park, which is just minutes away, is expanding like you wouldn't believe. Invest here and use Unit E-17 as your residence, a second home or a short term rental. This particular plan with the most square footage has room to add another bathroom in the loft if desired. Take a look at the ''neat as a pin'' condo. It's no time like now to enjoy the prettiest beaches of the Emerald Coast. It comes fully furnished.
#1010908

Panama City Beach

17614 Front Beach Road UNIT E17

1 Beds

1 Baths

758 Sq.Ft.

$225,000

MLS#: 1010908

Discover the perfect homesite on Lot 11, Indian Woman Rd. A Spacious Half Acre+ Parcel offering both privacy and potential. The property is fenced on 3 sides and sits high and dry with estimated elevation of 6 feet. Enjoy the convenience of paved road frontage, mature trees providing natural beauty and a fast-developing neighborhood surrounded by quality new builds just down the road. Utilities available including electric, public water and sewer. This property is being offered AS-IS- a rare opportunity to build in one of Santa Rosa Beach most desirable growing areas.
#1010911

Santa Rosa Beach

Lot 11 Indian Woman Road

None Beds

None Baths

0.53 acres

$140,000

MLS#: 1010911

This fantastic building lot is situated in the desirable Treasure Island area of Panama City Beach, just under half a mile from two public beach access points. Enjoy easy access to the pristine white sandy beaches and the sparkling waters of the Gulf. Measuring 75 by 84 feet, this spacious lot provides ample room to design and build your custom dream home. Conveniently located near a public boat launch on Grand Lagoon and several marinas, it's perfect for boating enthusiasts. Within minutes, you can reach popular spots like Schooners and other top-rated restaurants, St. Andrews State Park, and a variety of shopping destinations! Lot dimensions, schools, taxes, or any important information must be verified by the buyer if important
#994570

Panama City Beach

3826 Treasure Circle

None Beds

None Baths

0.15 acres

$199,900

MLS#: 994570

Upon entering the 1740 floorplan, you'll be greeted by a welcoming foyer that leads you into the heart of the house. The open-concept design seamlessly connects the kitchen, dining area, and living room, creating a spacious and inviting atmosphere that is perfect for both everyday living and entertaining guests. The kitchen has abundant cabinet space and a center island that is a focal point for meal preparation and socializing. The living room serves as a central gathering space, providing plenty of room for relaxation and quality time with loved ones. The master suite boasts a generous bedroom, his and hers walk-in closets, and an ensuite bathroom with double vanities. The three additional bedrooms are strategically placed on the opposite side of the home, providing flexibility.
#994436

Crestview

6002 Crocket Cove

4 Beds

2 Baths

1,740 Sq.Ft.

$315,204

MLS#: 994436

One acre lot with NO hoa, this beautiful all-brick home offers the room you've been looking for--both inside and out. Split bedroom floor plan is complemented by beautiful lvp and tile flooring throughout-NO carpet, creating a timeless look with the added benefit of easy maintenance. Vaulted ceilings in the living room, formal dining room, indoor spacious laundry, breakfast room and huge luxury kitchen round out the living area. Kitchen features a large center island, breakfast bar, double ovens, abundant cabinetry, granite counters and recessed lights. Outside, your private backyard retreat awaits. Covered porch and the fully fenced backyard on this one-acre property provides endless possibilities for outdoor living, gardening, pets, recreation, or simply enjoying the extra space and privacy. Gather around the outdoor fireplace on cool evenings, and take advantage of the storage shed for tools and equipment. Additional highlights include a two-car garage, an extra-long driveway with plenty of parking, and the low-maintenance durability and classic curb appeal of a brick exterior.Conveniently located in the back of a quiet community with wooded surround, with easy access to the military base, as well as shopping, dining, and everyday amenities around town, this home combines peaceful living with an ideal location. If you've been searching for space, functionality, and a property that feels like a breathe of privacy, this is it. Roof: 2025 HVAC:2015  Water Heater:2019
#1006473

Baker

1925 Hidden Springs Drive

4 Beds

2 Baths

2,361 Sq.Ft.

$349,900

MLS#: 1006473

Welcome to the Sutton Plan, one of our new plans at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by the front door are the 3 guest bedrooms, a full bathroom, and down the hallway is the laundry room and storage area leading into the kitchen and living room. Each bedroom boasts plenty of space and sizeable closets for organization with soft carpet flooring.

The kitchen is equipped with beautiful granite countertops, stainless steel appliances, and beautiful white cabinetry. The pantry is located next to the laundry room across from the linen and coat closets. Natural light illuminates this main area for your family and friends to enjoy. The back yard features a back patio located by the primary bedroom and the dining area. The spacious primary bedroom features its own bathroom complete with granite countertops, a large walk-in closet, and a relaxing shower. Both bathrooms feature beautiful granite countertops and white cabinetry. In addition to all the features and amenities our Sutton plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips.

On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!
#785780

Panama City

7351 Charles Loring Jr Road

4 Beds

2 Baths

1,439 Sq.Ft.

$239,900

MLS#: 785780

POTENTIAL INCOME OF $100K. This condo has it all! Make it yours! Experience breathtaking, unobstructed Gulf views from this spacious 13th-floor west facing end unit at Destin Towers! This beautifully maintained 2-bedroom, 2-bath condo is sold fully furnished and rental-ready-making it ideal as a vacation retreat, second home, or investment property. The open-concept layout and abundant windows fill the living spaces with natural light while showcasing the emerald-green waters and sugar-white sandy beaches. The kitchen features granite countertops, stainless steel appliances, ample cabinetry, a breakfast bar, and a charming breakfast nook. The spacious living and dining areas are perfect for gathering and open to the expansive beach front balcony--an inviting setting for morning coffee, breathtaking sunsets, and the soothing sound of the waves. The Gulf-front primary suite offers direct balcony access, while the guest bedroom provides comfortable accommodations for family and friends.  Destin Towers is a desirable, low-density Gulf-front Gated community with only three residences per floor. Amenities include private beach access, a Gulf-front pool, hot tub, tennis courts, grilling area, and assigned covered parking and additional storage. Centrally located in the heart of Destin near popular restaurants, shopping, golf, fishing, and family attractions. This condo offers the space, views, location, and rental potentials!
#1010894

Destin

1008 E Highway 98 133

2 Beds

2 Baths

1,306 Sq.Ft.

$1,125,000

MLS#: 1010894

Welcome to 40 Salty Dr., a tranquil coastal retreat in gated Cypress Breeze Plantation where relaxed sophistication meets the unmistakable beach town energy of 30A.  Offered fully furnished and turn-key, this inviting home features a new Roof and HVAC system, fluid layout, expansive culinary hub and spacious primary suite with private porch access.  Outdoor living is exceptional.  Covered porch areas overlook a lush lawn and mature landscaping, with the rear elevated deck evoking a sort of sanctuary vibe for grilling and casual dining.  A pergola-covered fire pit and sitting area create an ideal setting for cocktails at sunset or evenings beneath the stars.  Valuable storage for vehicles, beach gear, and golf cart is achieved by the large detached garage.  Cypress Breeze is known for its impressive resort-style pool and gated setting, while the beach is a just single mile away; a scenic five minute golf cart ride to the notable and improved Ed Waline beach access with sundeck and restrooms.  Nearby Gulf Place and Highway 30A offer acclaimed dining, boutique shopping, live music, art and the eclectic outdoor culture that makes South Walton so distinctive.  For the discerning buyer, this is a turn-key invitation to experience 30A at its best; in the midst of it all yet slightly removed.
#1010898

Santa Rosa Beach

40 Salty Drive

3 Beds

2 Baths

1,896 Sq.Ft.

$837,000

MLS#: 1010898

** Open House Sept 13th 3pm-5pm**  Gulf View! Three-Story Beach Home with Private Pool.

This home is situated directly across from Rick Seltzer Park, which provides easy public beach access and helps preserve the home's Gulf views. This 3 bedroom, 3.5 bath home offers an open, flexible floor plan that works well as a primary residence, second home, or income-producing vacation rental and could comfortably accommodate 8 to 12 guests.

The main living area offers an open-concept living, dining, and kitchen space featuring a natural gas fireplace, 11-foot ceilings, crown molding, recessed lighting, and tile flooring. The kitchen features stainless steel appliances, granite countertops, a large island breakfast bar, solid wood cabinetry with roll-out shelves, and a pantry.

Toward the rear of the main level, you'll find a bedroom with a large walk-in closet. The laundry room provides additional storage and is equipped with a stackable washer and dryer. A full bathroom on this level features granite countertop and a tub/shower combination.

The second floor offers the primary suite with a spacious private balcony, walk-in closet, built-in desk, and an ensuite bath featuring granite countertops, a jetted soaking tub, and a glass-enclosed tile walk-in shower.

In addition, there is a secondary suite on this level, which also includes a built-in desk and shelving, a walk-in closet, and a private bathroom with granite countertop and a tub/shower combination.

The third floor provides an additional living and entertainment area with vaulted ceilings, a wet bar, and a half bath. This versatile space is ideal for entertaining, relaxing, or providing additional sleeping accommodations.

Step outside onto the spacious 18' x 24' sun deck and enjoy wonderful views overlooking the park, beach, and Gulf.

The backyard is fully enclosed with vinyl fencing and features a heated in-ground pool.

Recent updates include the pool being resurfaced in 2021, composite decking replaced in 2023, and two HVAC systems replaced in December 2021 and September 2023. The tankless water heater was replaced in June 2020. ** NO HOA**

Enjoy the convenience of being within walking distance of public beach access while staying close to shopping, dining, entertainment, and some of the Emerald Coast's most popular destinations. Outdoor enthusiasts will love the endless recreational opportunities nearby, including biking, golfing, boating, fishing, and unforgettable sunset strolls along the beach.

Take in the natural beauty and relaxed coastal atmosphere that make this area so desirable. Whether you're searching for a primary residence, a vacation getaway, or an income-producing investment property, this coastal gem offers an exceptional opportunity to enjoy the Florida beach lifestyle.  Schedule your private showing today and start living the beach lifestyle you've been dreaming of!
#794779

Panama City Beach

7412 Thomas Drive

3 Beds

3 Baths

2,375 Sq.Ft.

$850,000

MLS#: 794779

RARE 4 BEDROOM GULF FRONT OPPORTUNITY WITH 2,164 SQ FT! Boujee on Miramar Beach is a completely transformed 4 bedroom, 3 bath luxury condo in the gated Gulf front Mainsail community, with beautiful Gulf views from several rooms and private balconies. The entire condo was redesigned by the owner, a former designer for ABC's Extreme Makeover: Home Edition, creating a sophisticated, vibrant and incredibly fun condo filled with bold color, personality and thoughtful design. Two condos were combined to create an impressive layout that sleeps 10 with two living areas, two king primary suites and a stunning custom kitchen made for gathering. The transformation extends throughout with new flooring, paint, trim, molding, lighting, custom cabinetry, quartz surfaces, beautifully updated bathrooms and designer finishes. Spend mornings overlooking the Gulf and days on Mainsail's private sugar white beach. Offered furnished, this one stands out as a luxury beach home, second home or income producing investment. Ideally located in Miramar Beach near Sandestin, Grand Boulevard, dining, shopping, nightlife and entertainment, with Destin to the west and Scenic Highway 30A easily accessible to the east. This is not just another beach condo. It is a destination in itself. The attention to detail at Boujee on Miramar Beach goes well beyond the major transformation. Thoughtful extras throughout the condo add function, convenience and personality.

Just across from the kitchen is a separate beverage and coffee station with a wine chiller, ice maker and additional storage, creating a dedicated space for everything from morning coffee to evening drinks. A pantry provides additional kitchen storage, while in unit laundry adds everyday convenience.

Storage is another unexpected bonus. An exterior storage room is located just outside the front entry, providing easy access for frequently used items. Two additional ground level storage units, #6 and #7, offer even more room for beach gear and owner belongings without taking up valuable space inside the condo.

Mainsail offers direct private beach access, a community pool, hot tub, fitness center, grilling areas and a gated entrance with an attended gatehouse. Additional guest parking is available.

The location puts some of the best of the Emerald Coast within easy reach. Boating, fishing, watersports, shopping, dining, live entertainment and nightlife are nearby. Silver Sands Premium Outlets, Grand Boulevard, Baytowne Wharf and Sandestin are just minutes away, with Destin to the west and Scenic Highway 30A to the east.

What makes this condo especially memorable is that the property itself is part of the vacation. With its bold design, generous layout and Gulf front setting, Boujee on Miramar Beach is a place guests and owners can look forward to coming back to again and again.
#1010866

Miramar Beach

114 Mainsail Drive 257

4 Beds

3 Baths

2,164 Sq.Ft.

$1,195,000

MLS#: 1010866

This floor plan offers four bedrooms, including one that can serve as a den or home office. Upon entry, you'll find quality paint, textured walls, traditional 8-foot ceilings, vinyl flooring throughout the common areas, and carpet in 2 of the bedrooms. The open, spacious kitchen features a center island, pantry, stained cabinetry, durable laminate countertops, a Kinetico water filtration system, and included appliances: dishwasher, stove, and microwave.
This home includes several valuable upgrades designed for comfort, efficiency, and everyday convenience. The owned solar panel system helps reduce the electric bill to approximately $20 per month, while the reverse osmosis water filtration system and Reme Halo induct air purifier enhance water and air quality throughout the home. Outdoor features include a privacy-fenced backyard, covered and screened back patio,  gutters at the front entry and rear of the home, and an above-ground swim spa.
The primary suite offers a spacious bath with a separate shower, large soaking tub, and generous walk-in closet. A standard Smart Home package is also included, featuring a  Color touch panel, Kwikset keyless entry, and Ring doorbell.
Located in Bridge Harbor off Boat Race Road, this home offers a desirable setting close to the water with bay views and refreshing breezes. The community pool and play area are just down the street, and the neighborhood is conveniently located near shopping, dining, Tyndall Air Force Base, and a short drive to the sugar-white sand beaches, while still offering a quiet setting away from the hustle and bustle.
Pictures, photographs, floor plans, elevations, features, colors, and sizes are approximate for illustration purposes only and may vary from the home as built.
#794766

Panama City

368 Bridge Harbor Drive

4 Beds

2 Baths

1,807 Sq.Ft.

$320,000

MLS#: 794766

Experience the ultimate beachfront lifestyle at Top of the Gulf, one of Panama City Beach's most desirable Gulf-front communities.  Directly on the sugar-white sands of the Emerald Coast, your | updated | coastal retreat offers Gulf views, spectacular sunrises and sunsets, and private beach access steps from your door.  Spend the days swimming, paddleboarding, shell collecting, or explore along miles of pristine shoreline.  After hours, loosen up watching waves crash from the massive communal balconies, or hit a few balls at 'TopGolf', six miles west.  

Resort-style amenities include a Gulf-front swimming pool, kids' pool, private beach access, fitness center, game room, owners' lounge, BBQ and picnic areas, beachside snack & drink bar, shuffleboard, and Wi-Fi throughout.  Community upgrades, including elevators, windows, doors, railings, and walkways, add to the property's value and appeal.  Take advantage of a low cost monthly HOA fee, at just $525.00.

Time is the ultimate currency here; ideally located on the west end of Thomas Drive, you're minutes from restaurants, shopping, marinas, golf, and many iconic attractions.  Walk to Pineapple Willy's, enjoy live music beachfront at Tootsies new Orchid Lounge, savor Gulf seafood, or explore St. Andrews State Park.  Walmart, bakery, dining, gas and ice cream - all walkable.  Whether you seek a getaway, investment, or your own beachfront home, Top of the Gulf offers a tempting combination of location, amenities, and efficiency.
#1006606

Panama City Beach

8817 S Thomas Drive A608

None Beds

1 Baths

489 Sq.Ft.

$214,900

MLS#: 1006606

Brand new 6675 Grande Oak Loop!

 This beautifully crafted new-construction home offers 3 bedrooms, 2 bathrooms, and an energy-efficient design that blends modern comfort with quality workmanship. 

The kitchen features granite countertops, stainless-steel appliances, custom-stained hardwood cabinetry with soft-close drawers, and an impressive 10-foot breakfast bar offering plenty of space for casual dining and entertaining.
Granite countertops continue into the bathrooms for a polished, cohesive look. Outside, enjoy a concrete driveway, spacious two-car carport, and a back patio perfect for relaxing or entertaining.
 With stylish finishes, thoughtful details, and low-maintenance living, this move-in-ready home is one you will not want to miss. Schedule your private showing today!
#794771

Grand Ridge

6675 Grande Oak Loop

3 Beds

2 Baths

1,469 Sq.Ft.

$285,000

MLS#: 794771

Discover exceptional resort-style living in this coveted Barbuda Bay, a beautifully upgraded, never-lived-in 2026 home in Latitude Margaritaville Watersound. Ideally positioned at the end of a cul-de-sac in North Phase 9, this premium homesite offers additional green space between neighboring homes and a peaceful preserve backdrop for added privacy. The extended screened lanai creates the perfect setting for quiet mornings, relaxed evenings, and effortless outdoor entertaining.

Inside, thoughtful design selections set the vibe. The foyer chandelier welcomes you into an inviting interior featuring 8-foot doors, whole-home blinds, Mohawk RevWood flooring, and a custom-beamed living room ceiling with painted insets. The beautiful kitchen showcases the largest countertop space in all cottage and villa models perfect for entertaining, and the details in the rest of the kitchen do not disappoint: 42-inch upper cabinets with crown molding, upgraded quartz countertops, soft-close cabinetry, cabinet and trash pullouts, under-cabinet lighting, a Level 3 tile backsplash, gas range, upgraded faucet, and modern pendant lighting.

Both bathrooms offer elevated finishes, including upgraded quartz countertops, faucets, sinks, and Level 3 tile. The primary bath features a bank of drawers, tiled shower extended to the ceiling, and glass shower enclosure, while the guest bath includes upgraded floor tile and shower tile extending to the ceiling. Grab bars in both water closets add thoughtful convenience. The laundry room is equally functional with built-in cabinetry and a utility sink.

Additional upgrades include hurricane-impact glass throughout, a whole-home Wi-Fi package, in-ceiling speakers with a Sonos Amp, an insulated garage with belt-drive garage door opener, attic storage, exterior floodlights, and more.

Furnishings are negotiable, offering the opportunity for an effortless transition into the Margaritaville lifestyle. Enjoy Latitude Margaritaville Watersound's world-class amenities, including the vibrant Town Square, resort-style pools, fitness facilities, live entertainment, dining, pickleball, tennis, and an incredible calendar of activities--all designed for living your best beach life.
#794756

Panama City Beach

9496 Puffer Fish Place

2 Beds

2 Baths

1,793 Sq.Ft.

$568,000

MLS#: 794756

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.

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