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Positioned just moments from the turquoise waters of the Gulf, this like-new coastal retreat with no HOA and masterfully crafted by Cogent Building Group seamlessly blends organic design, exceptional finishes, and effortless convenience. Several nearby beach access points include Fort Panic Regional Beach Access, offering more than 1,000 feet of public beach frontage.

A stately paver driveway framed by lush landscaping sets the tone for this impressive residence, tucked deep within a nearly quarter-acre homesite. Inside, soaring ceilings, shiplap-clad walls, and beautiful white oak hardwood floors create a bright, inviting atmosphere. A custom gas fireplace accented with shiplap and stacked stone provides year-round ambiance, offering an idyllic place to relax while the distant sound of Gulf waves drifts in from the shore. Just outside, the soothing sound of cascading water from the spa into the pool beckons you into a private outdoor retreat designed for both relaxation and entertaining. The heated pool and surrounding screened in living area serves as a true seamless extension of the home's living space -- the perfect setting for gathering with family and friends. Dine al fresco at the outdoor kitchen, take a refreshing dip in the pool, or unwind in the shade while the kids play.
Just off the living room, the gourmet kitchen is a culinary enthusiast's dream, showcasing stunning quartz countertops, an extended island with waterfall edge, a six-burner Thermador range and a luxury appliance package. The dining room offers a fully equipped wet bar, with ice maker and beverage refrigeration and private pantry.

The extraordinary main suite is cozy, bright and airy with a nook for desk and seating area. The spa like inspired bath features dual vanities, soaking tub, walk-in shower, enclosed water closet and a custom walk-in closet with plenty of storage. An adjacent guest suite overlooks the greenery with private en-suite with dual closets. Ascending to the second level, the media room serves both the secondary suite and guest bunk room - -- a comfortable hub for relaxation and entertainment. Both the bunk room and secondary suite provides flexible sleeping arrangements ideal for families or larger groups.

With projected annual rental revenues exceeding $100,000 a year and the fully furnished truly turn-key configuration, 167 Oyster Lake presents an exceptional opportunity for investors and discerning residents alike. Contact us today to arrange a private viewing and start living the coastal lifestyle you deserve

Santa Rosa Beach

167 Oyster Lake Drive

4 Beds

4 Baths

3,177 Sq.Ft.

$1,950,000

MLS#: 1012464

#796934

Panama City

1702 Calhoun Avenue

3 Beds

2 Baths

1,557 Sq.Ft.

$339,000

MLS#: 796934

*Will also consider LEASE TO OWN opportunity.
Positioned in a commercial zoning district with an average daily traffic count of 14,500 (2023 DOT Data), this versatile brick property offers exceptional potential for business, investment, or mixed-use occupancy. Currently configured as a 3-bedroom, 1.5-bath home with a full kitchen, the layout easily adapts to a variety of commercial uses including professional office, retail, medical, salon, service-based business, or live/work setup.

A dedicated front entry creates the perfect reception or waiting area, while two separate living spaces provide flexibility for conference rooms, private offices, collaborative workspace, or client meeting areas. The functional floorplan allows for multiple business configurations without extensive renovation.

Outside, the oversized yard provides substantial room for parking, equipment storage, fleet vehicles, or future expansion. Important note: the fence visible on the right side is not the property line -- the property extends to the second chain link fence, providing additional usable space.

This property also presents a strong investment opportunity: house employees or tenants on-site while operating your business, or utilize the space for combined residential and commercial income potential. High visibility, flexible zoning, and adaptable space make this a rare opportunity for owner-users and investors alike.

Chipley

1153 Main Street

None Beds

None Baths

2,356 Sq.Ft.

$345,000

MLS#: 796911

Looking for your next investment opportunity or a home with flexible living arrangements? This 3-bedroom, 2-bath property offers a unique floor plan and mixed-use zoning with possibilities worth exploring! Situated toward the rear of the lot, the existing home leaves much of the front portion open for potential future development. An extensive concrete parking area adds to the property's versatility.

The home features two living areas, each with its own exterior entrance. The larger side includes 2 bedrooms, 1 bath, a living room, dining area, and full kitchen. The spacious primary suite features an oversized bathroom with a jetted tub, separate shower, and large walk-in closet. The smaller side offers a studio-style living area with its own entrance, full bathroom, and kitchenette. An interior connecting door provides flexibility for use as one residence or potentially two separate rental units. A laundry/utility area is located at the rear of the home.

Additional features include covered front and rear patios, a fenced yard, and concrete parking. The roof was replaced in 2019. The property has a single electric meter, so utility arrangements would need to be considered for separate rentals. Mixed-use zoning may also offer opportunities for additional development, subject to applicable zoning, setbacks, parking, and permitting requirements.

The home needs cosmetic improvements and is being sold AS IS. This could be your primary residence, rental investment, or property with future possibilities, this one is worth exploring! Buyer to verify permitted uses and development potential with the appropriate authorities.

Roof 2019 | HWH 2024 | AC 2015 | Survey Available

Panama City

3638 Lane Road

3 Beds

2 Baths

1,777 Sq.Ft.

$220,000

MLS#: 796950

This is one REO opportunity you do not want to miss. Located in the well established area of Woodbine Estates, this home has it all: opportunity, land, pool, and more! Located on approx 2.3 Acres, this large 4 bedroom 3 bath home has all brick exterior, both an attached 2 car garage and a detached 2 car pass though garage/workshop. The home has a large inground pool and another detached carport/storage area. The half circle drive is perfect for guests and easy access to the home, which sits a fairly good distance from the road. Inside this classic home you will find a brick fireplace in the large living room, which overlooks the pool area, a formal dining area, breakfast nook, pantry and 4 large bedrooms and 3 baths. This home has tremendous potential and a must see! Call today!

Pace

3524 Falling Brook Drive

4 Beds

3 Baths

2,768 Sq.Ft.

$370,000

MLS#: 1014191

Multiple Offers Exists ALLHighest & Best offers due Before 10/30/2026 01:00 PM CST **
This 3-bedroom, 2-bath half duplex offers an excellent opportunity for investors looking to expand their rental portfolio or take on their next project. The property needs repairs and updating, making it ideal for buyers ready to bring their vision to life. Conveniently located in Callaway, Florida, near Tyndall Air Force Base, shopping, dining, and other local amenities. With the right improvements, this property has great potential as an income-producing rental or resale investment. **Don't miss this opportunity to make it your own!**

Panama City

6507 Winona Street

3 Beds

2 Baths

1,230 Sq.Ft.

$100,000

MLS#: 796964

Lynn Haven

508 Tammy Street

3 Beds

2 Baths

1,132 Sq.Ft.

$235,000

MLS#: 796908

Indoor-outdoor Florida living at its finest! This 3,100 sq ft pool home was made for entertaining, with 3 bedrooms, 4 baths, and an office. Its U-shaped design opens the primary bedroom, both living rooms, and the kitchen straight out to a covered, screened lanai and a large easily accessible 28' × 14' pool -- with a gas line already in place for pool heat. With a wet bar, Bose speakers on the patio, and lush greenery that makes the backyard feel private, it's a true outdoor oasis where you'll feel like you're in the tropics in your own backyard, any time of year.

Along with 3 bedrooms and 4 full bathrooms, the home has a bonus room, tall ceilings throughout, and 6 skylights that fill it with natural light. Step inside to a sunken living room with a wood-burning fireplace and a formal dining room, both right at the entry and both with new flooring. Near the entry you'll also find the bonus room, which works perfectly as a small office, with a full bathroom right next to it.

The kitchen is the heart of the home. It features Cambria blue quartz countertops with a full backsplash, ceramic cobalt knobs, smart appliances, a new sink, and tons of cabinet space with LED lighting in the wall cabinets, plus a garbage disposal with an air switch. A huge breakfast bar with plenty of seating opens to the second living room, which has its own wood-burning fireplace and a 12 ft vaulted ceiling. Two doors open straight out to the pool for true indoor-outdoor living, making it the perfect entertaining space, and the speakers follow you inside so you never miss your favorite song.

The large primary bedroom has a walk-in closet and doors leading straight to the pool. The primary bath has a jacuzzi soaking tub, double vanities, and a tile shower.

On the opposite side of the home are two good-sized bedrooms, a full bathroom with a tub/shower combo and double vanity, and the laundry room with a sink and cabinets for storage. One bedroom sits down its own private hallway with its own full bathroom, built-in desk and cabinets, a walk-in closet, and French doors leading to the pool. It's perfect as a home office with its own separate entrance, a retreat for teenagers or college students, or a private space for an elderly parent who wants room away from the rest of the house. The second bedroom is an ensuite with a tub/shower combo and double vanity. The den, guest bedroom, and office/bedroom all have new flooring.

All the major components have been taken care of: the roof is only about 7 years old, and the AC units, water heater, and pool equipment are about 3 years old. Other updates include new ceiling fans in every room, a sound system throughout the house and patio, and all new exterior light fixtures. The house is connected to natural gas, and there's TONS of storage.

Outside, the yard is low maintenance with no grass in the back. Pavers run around the front, the driveway, the patio, and a raised side garden, an outdoor shower and a new wood fence runs along the sides of the property. The yard has producing banana, Valencia orange, and peach trees, plus roses. A second gas line in the backyard is ready to hook up a grill or outdoor kitchen. At night, lights around the exterior and LED lights on the palm trees light it all up.

The home sits in a quiet community tucked away off North Lagoon Dr, close to shopping, groceries, and restaurants. It's about 10 minutes to the white-sand beaches of the Gulf of America, about 10 minutes to NSA Panama City (the Navy base), and an easy commute to Tyndall AFB. Pier Park, with the Simon outlet shops and tons of restaurants, is about 15 to 20 minutes away, and so are Topgolf, Dave & Buster's, and Dolly Parton's Pirates Voyage dinner show. It's the best of Panama City Beach without the crowds!

Panama City Beach

147 Palm Grove Boulevard

3 Beds

4 Baths

3,099 Sq.Ft.

$536,000

MLS#: 796895

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Rare 1BR + 2 Full Bath Condo w/Gulf Front King Master Suite and Private Bunk Room with Queen Bed!
This luxury Sunrise Beach condo features a stunning 24th floor view of the Gulf and has undergone a full custom coastal upgrade that includes all new furniture and bedding in every room!
Plus, new stainless kitchen appliances, stackable washer/dryer, LED Lighting + Fans, plumbing fixtures and toilets, vanities, mirrors, and door hardware. LVP flooring is in all bedrooms. It also has extra large wall-mounted flat screen TV's. Your king master en-suite features double vanities, an oversized garden tub, and a separate shower. It also has direct access to the large Gulf front balcony that is fully furnished with new Polywood balcony furniture.
Sunrise Beach is one of the very few resorts in PCB that has covered parking directly under the building (NO NEED TO PARK AND WALK ACROSS THE STREET!) It is conveniently located 1 mile east of Pier Park and is convenient to all of the dining and entertainment venues that PCB is famous for (including the new Top Golf and Dolly's Pirate Voyage Dinner Theatre). It has amazing resort style amenities such as a BBQ area with gas grills, Gulf front fitness center, 2 swimming pools, 2 jacuzzi's, a popular children's mushroom play fountain, and a new snack/drink bar and market!
Sunrise is also owner controlled, which means the homeowners own the gym, the pools, and receive the income from the beach chairs, etc.! And, their HOA's capital budget is fully funded! NOTE: ALL INFORMATION AND MEASUREMENTS ARE DEEMED RELIABLE HOWEVER NOT GUARANTEED. BUYER SHOULD CONFIRM ALL INFORMATION.

Panama City Beach

14825 Front Beach Road 2407

1 Beds

2 Baths

860 Sq.Ft.

$410,000

MLS#: 796976

Handyman Special! 5.87 acres with private pond and detached two car garage and multiple outbuildings! Bring your vision and transform this charming rustic log home into your dream country retreat! Nestled on 5.87 mostly cleared acres, this unique property presents a beautiful blend of open space, mature trees, and peaceful country living. The home showcases authentic log walls, exposed wood beams, soaring vaulted ceilings, and a spacious covered front porch, creating a warm, rustic atmosphere full of character and potential. The kitchen features 2025 stainless steel appliances, and 2025 washer and dryer are included in the sale. The water heater was replaced in 2026. Additional highlights include a private pond, detached two-car garage with attic, storage sheds, and an RV hookup, providing plenty of space for vehicles, equipment, and outdoor activities. With nearly 6 acres to enjoy, the possibilities are endless-whether you envision a hobby farm, gardens, outdoor recreation, or your own private country getaway. The property includes 2089 Eldridge Rd, providing two separate mailing addresses, mailboxes, and driveways for added convenience and flexibility. This home is a fixer-upper in need of repairs and renovations, presenting an exciting opportunity for investors, renovators, or buyers ready to bring their vision to life. With its distinctive log-home character, generous acreage, and multiple outbuildings, this property provides tremendous potential. Bring your tools, creativity, and imagination to unlock the potential of this unique property. Surveyed in 2025.

Cottondale

2087 Eldridge Road

3 Beds

2 Baths

1,804 Sq.Ft.

$199,990

MLS#: 796915

Panama City

7137 William Pitsenbarger Road

4 Beds

2 Baths

1,458 Sq.Ft.

$279,900

MLS#: 796949

#1014197

Niceville

1501 N Partin Drive 133

2 Beds

2 Baths

1,000 Sq.Ft.

$210,000

MLS#: 1014197

BACK ON MARKET! Deal fell through! The Mediterranea is a low density, five star resort conveniently located on Scenic Gulf Drive near Pompano Joe's. This sought after complex resides in a gated community which includes access to nearly 500 ft of private, deeded beach, a huge pool, gorgeous grounds, poolside spa, fitness room and large owners lounge with a full kitchen. 409D features one story living, lots of windows, 3 balconies which provide breathtaking views of the Gulf! Sip your coffee in the morning and enjoy a cocktail in the evening while you watch an incredible sunset in this beautiful unit. This condo comes completely furnished and is currently on a vacation rental program but could be utilized as a 2nd home or primary residence. There is a deeded parking space in the garage and a large storage unit.

Miramar Beach

50 Surf Song Lane D409

2 Beds

2 Baths

1,471 Sq.Ft.

$900,000

MLS#: 1005266

LUXURY COASTAL LIVING WITH EUROPEAN-INSPIRED DESIGN, Completely Renovated 3 Bedrooms | 2 Bathrooms | Approximately 1,528 Sq. Ft. | Garage | Custom In-Ground Pool, Welcome to an exceptional, completely renovated residence where sophisticated design meets modern luxury. Located at 131 Coral Drive in Panama City Beach, this beautifully transformed single-family home showcases quality craftsmanship, upscale finishes, and thoughtfully designed living spaces. Featuring approximately 1,528 square feet, this stunning three-bedroom, two-bathroom residence has undergone a comprehensive renovation, creating a fresh, elegant living environment with attention to detail throughout. A KITCHEN DESIGNED TO IMPRESS ,The beautifully appointed kitchen features top-of-the-line stainless steel appliances, luxurious quartz countertops, and custom cabinetry selected to complement the home's sophisticated aesthetic. Designed for both everyday living and entertaining, the kitchen combines functionality with contemporary elegance. DESIGNER BATHROOMS & LUXURY FINISHES, Both bathrooms have been transformed with designer finishes, elegant vanities, upscale faucets, and beautiful porcelain tile. Every detail has been carefully selected to create a polished, spa-inspired atmosphere. Additional interior highlights include luxury vinyl plank flooring, custom lighting, and a striking electric fireplace that adds warmth and character to the living space. MODERN COMFORT & EFFICIENCY, The home features all-new windows and doors, along with a custom HVAC system designed to provide modern comfort. The extensive renovation brings together contemporary style and practical functionality, making this property an attractive option for discerning buyers., BACKYARD RETREAT, Step outside and discover one of this property's standout features: a custom Mediterranean-inspired in-ground swimming pool. The exterior showcases distinctive Italian marble and granite mosaic detailing, creating an elegant architectural statement. A new pool filtration system and security lighting further enhance the outdoor setting. Whether entertaining guests, enjoying a refreshing swim, or relaxing at the end of the day, this outdoor space offers an inviting private retreat. AN EXCEPTIONAL PANAMA CITY BEACH LOCATION, Enjoy convenient access to the lifestyle that makes Panama City Beach so desirable. The property is situated within reach of beautiful Gulf Coast beaches, Pier Park, popular restaurants, shopping, and the scenic surroundings of Inlet Beach. YOUR COASTAL LIFESTYLE AWAITS, Combining a complete renovation, sophisticated interior finishes, a custom-designed pool, and a desirable Panama City Beach location, 131 Coral Drive offers a distinctive opportunity to enjoy modern coastal living with European-inspired character. Discover the possibilities of this beautifully transformed property and experience a home where thoughtful design meets everyday comfort.

Panama City Beach

131 Coral Drive

3 Beds

2 Baths

1,528 Sq.Ft.

$529,500

MLS#: 796920

The beach is the destination, but a home like this can make staying in just as appealing. A heated pool sits directly between the house and the Gulf, balconies open toward the water, and three levels give everyone room to gather, relax and retreat. Set directly on the sand on the quiet east end of Panama City Beach, this 5BR/5BA home is designed to make the most of its beachfront setting.

The main level brings the Gulf into the heart of the home, with 10-ft ceilings, an open kitchen, dining and living area, and a covered patio overlooking the heated pool and water beyond. Crisp white finishes, shiplap walls and transom windows keep the interiors bright and relaxed, while the open layout creates an easy connection between the living spaces and the outdoors. The kitchen features upgraded cabinetry, Corian countertops, stainless steel appliances and an expansive 13-ft breakfast bar, giving everyone plenty of room for casual meals and conversation.

Beyond the covered patio, the pool deck gives guests plenty of room to settle in between beach outings, while direct access to the sand makes going back and forth remarkably easy. An outdoor shower takes care of sandy feet and beach gear, making it easy to come in from the beach without tracking sand through the house.

The five-bedroom layout is spread across three levels, giving families and groups plenty of space while maintaining comfortable separation between sleeping areas. The first floor includes a bedroom and full bath, along with the enclosed laundry area. Upstairs, the gulf-facing primary suite has private access to a 10x20-ft balcony, a large walk-in closet and a renovated bath with a spacious walk-in shower and distinctive tilework. Two additional bedrooms on this level each have their own ensuite bath.

The third floor adds a fifth bedroom and full bath, along with a wet bar and another gulf-view balcony. The space offers flexibility as additional guest quarters, a media or game room, or a quieter retreat away from the main living areas.

The home's updates extend beyond the interiors, with features selected to handle the demands of a beachfront location. A new air conditioning unit was installed in January 2026. Hardie board siding, a seamless metal roof, hurricane shutters and a weather-resistant exterior finish provide durability and added peace of mind. A two-car garage adds secure parking and plenty of storage for bikes, beach gear and everything that comes with spending time on the water.

The east-end location keeps you away from the busier stretches of Panama City Beach while keeping St. Andrews State Park, marinas, golf, Pier Park, shopping, dining and area attractions within easy reach. Spend the day exploring, or stay close to home and let the beach, pool and Gulf views do the entertaining.

For a buyer looking for a Panama City Beach vacation home that can be enjoyed personally and welcomed by short-term guests, this property brings together the features that matter: direct Gulf frontage, a private heated pool, five bedrooms, five full baths, multiple outdoor spaces and a location that makes the beach the center of the experience. Come see what makes this Gulf-front home such a compelling place to stay - and an even better one to own.

Panama City Beach

8013 Surf Drive B

5 Beds

5 Baths

3,076 Sq.Ft.

$1,895,000

MLS#: 796914

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