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VA ASSUMABLE LOAN WITH SUPER LOW INTEREST RATE AVAILABLE for qualified VA buyers!! Craftsman-inspired curb appeal meets everyday versatility in this single-story brick home, offering four bedrooms, two bathrooms, 2,105 square feet, and a two-car garage in The Moors subdivision.

Beyond the welcoming front porch, tall ceilings and wood-look luxury vinyl plank flooring establish a polished sense of flow through the common areas. The open-concept kitchen brings together granite countertops, white shaker cabinetry, stainless steel appliances, a pantry, and a center island ready for meal prep, casual conversations, or the inevitable pile of mail. A separate dining room gives dinners and celebrations their own dedicated setting.

The primary suite is designed with convenience in mind. Its spacious closet connects with the laundry room and bathroom, creating an efficient path through the daily routine. The bathroom includes a double vanity, tiled shower, and separate bathtub. Three additional bedrooms offer room for guests, work, hobbies, or whatever life needs next.

A fenced backyard extends the living space outdoors, while the two-car garage provides welcome room for vehicles, storage, and weekend gear. Neighborhood amenities add even more ways to unwind, including a clubhouse with racquetball, a community pool, and a playground.

Avalon Middle School is nearby, and everyday shopping is convenient at Walmart Neighborhood Market and Target in the Milton and Pace area.

Milton

5779 Dunbar Circle

4 Beds

2 Baths

2,105 Sq.Ft.

$430,000

MLS#: 1014175

PRIME PIER PARK LOCATION with TWO SEPARATE RENTAL PROJECTIONS EXCEEDING $269K! NO HOA! Seller open to creative financing options and POTENTIAL AIRBNB ARBITRAGE OPPORTUNITY! This stunning 2025-built, fully furnished and turnkey Panama City Beach investment property offers 6 bedrooms, 6.5 bathrooms, 3,302 sq ft, sleeps up to 16, has unobstructed Gulf views, a private pool, turf yard with putting green and corn hole area, and plenty of parking. It is perfectly positioned in the highly desirable Pier Park corridor, guests are just steps from the beach, a short distance to Pier Park shopping and dining, the pier, Topgolf, Pirates Voyage, restaurants, entertainment, and some of PCB's most popular attractions. It has been designed specifically with large groups and vacation rentals in mind as every bedroom features its own ensuite bath, while the spacious open-concept great room and additional poolside recreation space give guests plenty of room to gather and spread out. Beautifully designed and furnished with a coastal, cozy, elevated feel, this home combines the comfort guests want with the upscale finishes today's vacation renter expects. Clean lines, high-end finishes, thoughtful design, and quality craftsmanship are carried throughout the home. Smart-home technology and state-of-the-art audio add another level of convenience and create a true resort-style experience for owners and guests. Turnkey furnishings.

Panama City Beach

16416 Front Beach Road

6 Beds

6 Baths

3,254 Sq.Ft.

$2,455,000

MLS#: 796925

Crestview

TBD W Juniper Avenue

None Beds

None Baths

0.49 acres

$115,000

MLS#: 984794

Elevated finishes. Thoughtful craftsmanship. Exceptional attention to detail.

Currently under construction, this beautifully appointed residence brings custom-home quality to a compelling price point. The builder has gone above and beyond, selecting premium materials and architectural details that deliver lasting value and a distinctly elevated feel.

Ten-foot ceilings create an airy, spacious atmosphere, while intricate ceiling details and decorative moldings add dimension and character. Nine-inch solid wood plank flooring throughout sets a warm, sophisticated foundation, complemented by solid wood interior doors, Emtek hardware, PGT casement windows, and Kohler plumbing fixtures. A Viking appliance package and quartz countertops with waterfall edges bring everyday functionality and striking design to the kitchen.

Oversized front and rear porches extend the living experience outdoors, offering generous space for relaxing and entertaining. Expansive entry and rear stairs create an impressive approach, while covered parking accommodates up to four vehicles.

The attention to detail continues with a fenced lot and professional landscape lighting. The site plan also accommodates a future pool, offering the opportunity to personalize your outdoor retreat.

Positioned inland from 30A along Indian Woman Road, this home offers access to the Emerald Coast's beaches, dining, and shopping. Whether envisioned as a primary residence, coastal getaway, or potential investment, it pairs thoughtful design with quality built for years to come.

Custom-grade craftsmanship and the extras you've been looking for--all coming soon.

Santa Rosa Beach

889 Indian Woman Road

3 Beds

2 Baths

1,876 Sq.Ft.

$795,000

MLS#: 1014173

AN EXTRAORDINARY EXPRESSION OF EUROPEAN-INSPIRED COASTAL LUXURY
Welcome to 20 St. Francis Drive S, a beautifully reimagined residence in the gated community of Emerald Waters Village in Miramar Beach. Offering 3,489 square feet across three impressive levels, this exceptional five-bedroom, five-bathroom home is a captivating blend of sophisticated Italian design, bespoke craftsmanship, extensive renovations, and the effortless elegance of the Emerald Coast lifestyle.
From the moment you enter, the attention to detail is unmistakable. Custom solid white oak staircases, enhanced by integrated architectural LED lighting, create a striking visual statement, while designer chandeliers, refined finishes, and thoughtfully curated furnishings establish an atmosphere of understated sophistication. The centerpiece of the residence is a spectacular custom Italian kitchen, representing an investment of approximately $100,000. Designed with exquisite white painted-glass cabinetry, elegant gold-anodized aluminum framing, integrated backlit lighting, and premium gourmet appliances, this remarkable space brings European artistry and modern functionality together. Even the cabinetry incorporates a specialized protective finish designed for the coastal environment.
Throughout the home, beautifully appointed living spaces are complemented by custom-designed wardrobes with Italian lighting systems, designer fixtures, premium finishes, and distinctive furnishings, including custom pieces selected for their craftsmanship and quality. The primary suite offers an additional level of refinement, featuring a beautifully appointed primary bathroom with elegant marble flooring and a spacious walk-in closet. Every element has been thoughtfully considered to create a residence that feels both luxurious and inviting.
Beyond the exceptional interiors lies an equally impressive commitment to the home's overall transformation. Extensive improvements completed between 2023 and 2025 include a metal roof, updated exterior stucco and paint, replacement soffit and fascia, upgraded HVAC systems and ductwork, new water heaters, substantial plumbing improvements, and extensive interior drywall and insulation replacement. The home's construction also incorporates frame construction with concrete panels.
Adding to the home's coastal resilience, hurricane-impact-rated windows and sliding glass doors provide an important combination of protection, durability, and peace of mind.
The second-floor balconies and third-floor terrace have also undergone significant restoration, incorporating updated finishes and waterproofing systems.
Outdoor living is an essential part of the experience. Covered and open terraces offer additional opportunities to enjoy Gulf views and refreshing coastal breezes from the home's beautifully updated balconies and terrace, offering inviting settings for morning coffee, sunset conversations, and memorable gatherings. An outdoor grill further enhances the home's outdoor entertaining experience.
Situated within Emerald Waters Village, residents enjoy the privacy of a gated community, deeded beach access, and two community swimming pools. The sugar-white beaches and emerald waters of Miramar Beach are complemented by convenient access to exceptional dining, shopping, and entertainment.
Additional modern conveniences include gas and fiber-optic utility service, providing enhanced functionality and connectivity.
A two-car garage and two additional dedicated parking spaces add everyday convenience to this beautifully designed coastal retreat.
More than a renovation, this residence represents a thoughtful reinvention of coastal living, where European design influences, custom architectural details, and extensive property improvements come together in one remarkable offering.
Whether enjoyed as a distinguished primary residence or an exceptional second home, 20 St. Francis Drive S offers a rare opportunity to experience the beauty of the Emerald Coast surrounded by extraordinary style, comfort, and craftsmanship.

Miramar Beach

20 S St Francis Drive

5 Beds

5 Baths

3,489 Sq.Ft.

$2,299,000

MLS#: 1014161

Crestview

3 Lots W Juniper Avenue

None Beds

None Baths

N/A

$115,000

MLS#: 984797

2026 New Construction | $207,000 + Rental Potential!
Welcome to Sugar Sands of Seagrove, offering 3,533 square feet of heated and cooled living space designed for elevated coastal living and outstanding rental performance.
This thoughtfully designed 4-bedroom residence features an additional bunk nook, with every bedroom offering its own en suite bath--ideal for privacy and comfort. The first floor showcases a primary suite with beautiful wood ceilings and double vanities, a convenient half bath, an owners closet tucked under the stairs, and a stackable washer/dryer just inside from the garage. An expansive open-concept living room, dining area, and kitchen--featuring Taj Mahal countertops, a custom tile backsplash and cypress wood ceilings--create a warm, inviting space perfect for entertaining.
Step outside to the expansive screened porch featuring a living area, dining table, and Naturecast summer kitchen complete with sink, grill, ice maker, and beverage cooler. Beyond lies a relaxed outdoor patio surrounding a private heated saltwater pool set in lush turf--your own private resort-style oasis.
Upstairs, a large flex space with pull-out sectional is perfect for movie nights or gaming, with direct access to an exterior balcony. Two spacious guest bedrooms (one with double vanities), a cozy bunk nook, a full laundry room, and a well-appointed primary suite complete the second level. This upper primary suite offers a large walk-in closet, cypress wood ceilings, a private balcony overlooking the pool, and a luxurious bath with double vanities plus a wet room featuring a double shower and soaking tub.
Additional highlights include a golf cart garage with extra storage, ample parking, and exceptional proximity to the Seagrove Regional Public Beach access--making beach days effortless. With strong rental potential exceeding $207,000 annually, this home delivers both lifestyle and investment appeal in one of 30A's most desirable locations.

Santa Rosa Beach

27 Sand Dollar Court

4 Beds

4 Baths

3,533 Sq.Ft.

$2,545,000

MLS#: 1014218

Panama City Beach

655 Seal Drive

2 Beds

2 Baths

820 Sq.Ft.

$299,900

MLS#: 796929

Welcome to the ''MANGROVE'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located with NO HOA, 1.5 miles from the beautiful sandy beaches; close to shopping, restaurants and more. Inside you will find a spacious open concept living room featuring 9 ft. ceilings and luxury vinyl plank flooring; overlooking the kitchen. Kitchen features a breakfast bar, quartz countertops, stainless steel appliances, and eat-in dining area. Sitting off the living room sits full guest bathroom featuring shaker style cabinetry and tub/shower combo; Two secondary bedrooms; and laundry room. Master bedroom and en suite feature double vanities, shower, and walk-in closet. Call to schedule your private showing today! All Measurements approx. buyer to verify if important.

Panama City Beach

618 Sea Breeze Drive

3 Beds

2 Baths

1,473 Sq.Ft.

$499,900

MLS#: 796933

Stunning house in the exclusive subdivision of Bay Point. House is situated on 2 lots making it a beautiful setting with space all around. Inside you will fine spacious rooms including a den with fireplace and a kitchen that's a cooks dream. Millwork and wide ceiling molding show insight to a beautiful French style house. Master bedroom and bath are dedicated to spoiling the owners with several closets with shelving etc. 2 new toilets, roof installed in 2019. House just had engineered white oak plank flooring installed House has also just been painted including the garage. Also there were two 3 ton air conditioning units installed in June 2026. Survey is available
The shingles have a 50 year warranty that is transferable for $100. so, it has 43 more years under warranty. The info is in the kitchen along with the survey and sellers disclosure

Panama City

205 Marlin Circle

3 Beds

3 Baths

3,086 Sq.Ft.

$825,000

MLS#: 796921

Quiet country living, covered front porch, like-new 2021 home that's built to last! Modern open concept living area, breakfast bar, stainless steel appliances, low maintenance and stylish finished concrete floors, formica countertops, and a convenient laundry/utility room.

Additional 1.5 lots for extra yard and storage. Newer shed also conveys with purchase.

Sturdy concrete block construction, metal roof, Low-E windows, high efficiency HVAC System, private well, and nearly new septic system means low maintenance and low utilities. No HOA.

Located in a quiet area north of Panama City convenient to Hwy 231 and Hwy 20. Only 30 minutes to Panama City, 40 minutes to Panama City Beach. Only a couple minutes to Youngstown Recreational Park and Pitt & Sylvan Springs. Ready to move in. Schedule your showing today. Video available upon request.

Youngstown

13760 Windsor Avenue

2 Beds

1 Baths

996 Sq.Ft.

$230,000

MLS#: 796907

COUNTRY LIVING AT ITS BEST! ONE ACRE, WORKSHOP, BOAT STORAGE, JACUZZI & SO MUCH MORE! PLUS AN ASSUMABLE 3.375% VA LOAN!

Dreaming of a little more space, freedom, and a place to enjoy the simple pleasures of country living? THIS IS IT! Situated on ONE BEAUTIFUL ACRE, this quality 2022 manufactured home offers 1,574 square feet of heated and cooled living space, modern comforts, and an incredible collection of outdoor features that make this property truly special!

LOVE TO TINKER, BUILD, OR WORK ON PROJECTS? You'll love the 24' x 40' POLE BARN WORKSHOP with 220-VOLT, 100-AMP ELECTRICAL SERVICE! Whether you're into woodworking, DIY projects, or simply need space for tools and equipment, this workshop offers plenty of possibilities! Need more storage? There's also a separate storage shed AND a dedicated boat shed for your boat, fishing gear, lawn equipment, and outdoor toys!

LOVE THE OUTDOORS? WAIT UNTIL YOU SEE THIS PROPERTY! Imagine spending your evenings relaxing in your very own JACUZZI, soaking away the stress while enjoying the peaceful country atmosphere. The beautiful mature trees provide natural shade and the perfect setting for a hammock, rope swing, or treehouse! Picture lazy afternoons with a good book, weekend cookouts, or creating your dream garden. With a full acre to enjoy, there's room to spread out, play, entertain, and make lasting memories!

You'll also appreciate the unique extras, including a charming pitcher pump and an electrical outlet near the front of the property, ideal for a future electric entrance gate or an impressive Christmas light display!

STEP INSIDE AND FEEL RIGHT AT HOME! The thoughtfully designed split-bedroom floor plan offers privacy and functionality, while numerous windows fill the home with beautiful natural light, creating a bright and welcoming atmosphere!

The spacious eat-in kitchen is sure to be a favorite gathering spot! Featuring gorgeous GRANITE countertops, stylish BLACK STAINLESS STEEL appliances, a convenient BREAKFAST BAR, built-in cabinetry, and a LARGE PANTRY, there's plenty of space to prepare meals, entertain, and keep everything organized. Whether you're enjoying your morning coffee or hosting a casual dinner, this kitchen is ready for it all!

Even the generously sized laundry room offers thoughtful conveniences, including a DOGGIE DOOR, GATE, and additional storage--perfect for keeping everyday life organized and making things easier for your four-legged companions!

YOUR PRIMARY SUITE IS A PRIVATE RETREAT! Enjoy a spacious bedroom with a LARGE WALK-IN CLOSET featuring CUSTOM SHELVING and a HUGE EN-SUITE BATHROOM designed for comfort and relaxation! Unwind in the separate SOAKING TUB, refresh in the LARGE TILED WALK-IN SHOWER, and enjoy the convenience of DOUBLE SINKS and plenty of cabinet storage!

MORE THAN JUST A HOME--IT'S THE COUNTRY LIFESTYLE YOU'VE BEEN DREAMING OF! Whether you want space for hobbies, room for your boat and outdoor equipment, a peaceful backyard retreat, or simply a little breathing room, this property offers the flexibility to make it your own!

AND HERE'S A HUGE POTENTIAL BONUS! The seller has an ASSUMABLE 3.375% VA LOAN for eligible borrowers, subject to lender/servicer approval and loan assumption requirements!

ONE ACRE, MODERN COMFORTS, WORKSHOP, BOAT STORAGE, JACUZZI & ENDLESS POSSIBILITIES! Don't miss this wonderful opportunity to enjoy country living with all the conveniences of a newer home! Call your favorite REALTOR® today and schedule your private showing!

Southport

306 Melinda Circle

3 Beds

2 Baths

1,574 Sq.Ft.

$250,000

MLS#: 796928

Panama City

3865 Wall Street HS 127

3 Beds

2 Baths

1,569 Sq.Ft.

$260,990

MLS#: 796377

CORNER LOT! The Celeste floor plan is a 3-bedroom, 2 bathroom, 1,427 square feet open concept home. As you enter, you will notice the living room as the focal point of the home as it opens to the kitchen, hallway, and primary bedroom.

The main areas are made with beautiful EVP flooring and carpet in the bedrooms. The kitchen has quartz countertops and shiny stainless-steel appliances including a stove, microwave, and dishwasher. The bathroom also has quartz countertops and EVP flooring, and the primary bathroom features a double vanity while the guest bathroom features a single vanity. Like all homes in Park Place, the Celeste includes a Home is Connected smart home technology package which allows you to control your home with your smart device while near or away.

On the outside you will see durable vinyl siding and the spacious 2 car garage. Each home has dimensional shingles with a 30-year warranty. Each yard is fully sodded and has plenty of room to enjoy activities with your family or friends. Our Park Place community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Park Place can enjoy exclusive access an amenity center complete with a pool and playground for all to enjoy.

Whatever home you're looking for, you will find one at Park Place. Stop by the model home or schedule a tour online today!

Panama City

202 Reddy Creek Drive

3 Beds

2 Baths

1,427 Sq.Ft.

$264,900

MLS#: 796961

ELEVATED DESIGN. VERSATILE LIVING. EXCEPTIONAL LOCATION. Discover the distinctive features of these thoughtfully designed three-story townhomes in the Villages of Santa Rosa. Each residence offers an enclosed rear patio and private balconies on the second and third levels, complete with durable composite decking and privacy walls. Convenient laundry areas are located on both the first and third floors.

Designed with flexibility and comfort in mind, the first-floor suite offers the potential for a private guest retreat or lockout-style living space, featuring an en-suite bathroom with dual vanities, a kitchenette, and a closet with wood shelving. Additional interior highlights include a cathedral ceiling in the guest bedroom, a tray ceiling in the primary bedroom, and an inviting primary bath with a freestanding soaking tub and separate tiled walk-in shower. Generously sized windows invite abundant natural light throughout the home.

Each residence is equipped with a Rinnai tankless gas water heater and stainless steel Frigidaire gas appliances, adding both convenience and modern appeal.

Enjoy a prime location just approximately 5 minutes from the beach, with the option to reach popular local destinations by golf cart or on foot, including North Beach Social, Farm & Fire, and The Bay. JD Miller Dog Park is also conveniently located nearby.

COMMUNITY POOL COMING SOON! **Prices, floor plans, features, options, and availability are subject to change without notice. Additional restrictions may apply. Square footage is approximate. Home information, including features and available options, is subject to change without notice. Artist renderings, photographs, colors, features, and dimensions are for illustrative purposes only and may vary from completed homes. Elevations, exterior and interior colors, standard features, upgrades, and available options may vary. Certain features, elevations, and upgrades may require additional charges.**

Santa Rosa Beach

44 Ava Lane

3 Beds

3 Baths

2,250 Sq.Ft.

$499,900

MLS#: 1014223

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.

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